Rating based on 48 reviews

Simply Loans

  • Bad credit loans up to $200,000
  • Low-interest starting from 9.95%
  • Repayment up to 48 months

In-page navigation

Simply Loans homepage
Author Simply Loans. Screenshot of Simply Loans website.
[Accessed April 17, 2018]

About Simply Loans

Our finance and mortgage broker service are based on speed and efficiency.

Simply Loans is located in Greerton, Tauranga, but we are able to provide our service across the whole of New Zealand thanks to our online platform. We have four areas of specialty. These include personal loans, debt consolidation, car finance and home loans.

The loan process is straightforward

After you make an online loan application on our website, we will get back to you to learn more about your needs and requirements. Then we will find the most suitable loan for you in terms of interest rate, cost, term and repayment structure. We work with leading finance companies in New Zealand and this enables us to pick from the most competitive finance packages in the country. 

Simply Loans Services

With the expert broker services of Simply Loans, you can secure the best bad credit loan for yourself.

You will enjoy a competitive interest rate and a comfortable repayment plan. Our interest rates start from 11.75%. Our service is personalized and fast. We work with the top finance companies in New Zealand to offer you exactly what you are looking for and possibly something extra.

We can help you out even if you have bad credit

We specialize in personal loans, debt consolidation, mortgage arrears, home renovations and car finance. You simply need to pick the type of solution which you require and make an online loan application on our website. We will make every effort to ensure that you get a loan that matches your needs and requirements fully.

Simply Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 9.9529% p/a
  • Loan Amount up to $200,000
  • Repayment 6 months to 48 months

Benefits of Simply Loans

  • Quick bad credit loan payouts
  • Easily apply online 24/7
  • Flexible repayment terms

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Our loan service is straightforward and speedy

Need a fast personal or business loan but have a bad credit history?

Simply Loans in Tauranga offers loans for blacklisted clients throughout New Zealand. We make the whole money related procedure straightforward and possible to everybody even for those with a not-so-perfect credit score. Sometimes in life we require a little extra cash, to pay our bills, repair your roof, fix your car or even to take a holiday. Just because you are blacklisted, doesn’t mean you can still do these things.

Our quick application allows a simple approach to getting finance

  • Quick Decisions made in minutes
  • Simple Eligibility for all New Zealand residents
  • Same Day Money in your banking account
  • Negative and bad Credit Considered

Start your online loan application now!

We have served thousands of happy clients in New Zealand with a smart, basic and clear budgetary answer to suit their needs. Regardless of your record, we will figure out how to offer you some assistance with getting the credit you require. Whether it’s secure or unsecured loans for bad credit we will be close by through the whole process, helping you with the right choices, and offering our aptitude in the business to guide you in the right direction.

We will be with you all the way

With same-day endorsements and cash in your account inside the next working day, you won't have to push a moment longer about the bills and unpaid accounts which keep heaping up. Try not to let your budgetary circumstance demolish your life. We can help you in overseeing your easy online loan application, and keeping you out of the debt obligation trap for good. Should you require any guidance in the beginning, don't hesitate to call our experts whenever you want. 

Try not to let your money related circumstances take the joy out of your life, there is an approach to come up from the suffocating feeling you have. Apply with us today, and get your cash tomorrow!

Customer Reviews & Testimonials

I loved working with Simply Loans as they really keep things simple. No added drama or paperwork just straightforward finance.

Ismail S
— Auckland —

Their interest rate is nice and affordable. I would recommend them to others.

Amir A
— Invercargill —

Straightforward application, low-interest rates and quick turn around time!

Herbert J
— Queenstown —

Simply Loans Contact

Contact Number


  • not available


Physical Address

  • 2/120 Hamilton St Tauranga Bay of Plenty Region 3110 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed