Before you pay bills or start spending money, you must first save. 

If you have a goal that you are working towards, then this will be easy for you.

Whether you simply put away a certain amount of money before you budget or add a set amount of savings to your monthly budget, saving must take priority over all else. 

Automate your savings

In fact, you should take advantage of automatic savings systems and debit orders which will transfer a set amount of cash to your savings account on the same day that you are paid. 

A good idea would be to have a separate savings account which you cannot easily access or meddle with while doing your everyday banking.