We all know this golden rule, but boy is it hard to follow.
It is so much easier and quicker to just swipe your card when you are out in town and want to buy something. But the problem is, that it is also just as easy to lose track of money we spend every time we use a card.
One of the best ways that you will be able to effectively manage your money is by going back to the old fashioned way of using cash.
A good idea to try, is to withdraw a certain amount of cash for let’s say the following week. That way you will be able to monitor your spending’s for that week, and know exactly where your money is going. It won’t be easy, but it might make you pay more attention to your spending habits and whether you might need to change it.