Gem Finance

image of Gem Finance
image of Gem Finance

About – Gem Finance

Gem Finance New Zealand provides various types of financial services including credit cards to people all over New Zealand and Australia.

This acclaimed financial services provider has been around for many years, offering quality financial services and financial assistance at affordable rates to those who need it.

We care about your future

We at Gem Finance New Zealand like to focus on our future – just like we want to focus on your future.

One of our biggest aims is to blossom into the largest independent financial services provider, in not only the entire New Zealand but also the entire Australia.

Over 2.5 million customers

Proudly part of Latitude Financial Services, a contemporary brand in the finance industry, who offers financial assistance to over 2.5 million clients residing in New Zealand and Australia. 

Services – Gem Finance

On offer, you will find affordable credit cards as well as a range of lending services that cater to all your unique financing needs.

With a Gem Finance credit card, you can have credit at your fingertips without having to apply for a loan. However, if it is a loan you are looking for we have to go you covered - whether you need to pay for your wedding, finance some much-needed home renovations, need a vehicle loan, or simply need a general personal loan, Gem Finance New Zealand are able to approve you for a loan to make it happen.

Our Visa card in accepted at millions of locations worldwide

Your New Zealand credit card might be local but it is an accepted method of payment at millions of stores worldwide. It does not matter where you travel or if you want to buy something on an international online store, your Gem Finance quality credit card will work anywhere that Visa is accepted. 


Summary of Services

  • Personal Loans
  • Car Loans
  • Travel Loans
  • Wedding Loans
  • Home Improvement Loans
  • Credit Cards


Here is how to get your very own Gem Finance credit card and everything it has to offer

Gem Finance is a quality credit provider that has managed to build a trusted reputation in both, New Zealand and Australia. If you have ever applied for an affordable personal loan or some other form of financing at Gem Finance, you will know exactly why they are as beloved as they are.

Apply online and we will get back to you in 60 seconds

If you want your very own Gem Finance credit card, we will get back to you within a minute after you have submitted your application.

All you need to apply for a credit card at Gem Finance is to be at least 18 years old and you need to be a permanent resident of New Zealand.

Should you meet these two simple requirements, your need to have the following documents and information ready, and thereafter, you are required to complete the simple online application form:

  • Driver’s licence or passport
  • Details of your income and expenses
  • Your employer’s name and contact number
  • Your email address

Now complete their quick and easy credit card application, select a credit limit that suits you, submit your application and voila! Gem Finance will now get back to you within the next 60 seconds – enjoy!

 Contact Details

8 Tangihua St, Auckland, Auckland Region, 1010, New Zealand
Ph: +64 9-358 8999
Em: [email protected]

 Postal Address

PO Box 4058 Shortland Street, Auckland, 1140, New Zealand

 Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 08:30 – 17:00
  • Sunday 08:30 – 17:00