Rating based on 59 reviews



  • Instant loans up to $1,500
  • Low-interest up to 39.99%
  • Repayment up to 70 days

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Cantwait.com homepage

Author Cantwait.com. Screenshot of Cantwait.com website. [Accessed April 17, 2018]

About Cantwait.com

Cantwait.com is a leading finance company specialising in payday loans. We offer cash advances, personal loans and payday loans.

Our service is speedy and convenient. We have online application to make things as comfortable for you as possible. We have fast application processing. You can have the money in your account within hours.

We are there when you need us

The best part about our instant cash loans is that they are cheaper than those of most payday loan companies. You can check out our rates and charges to see this for yourself.

We have flexible qualifying criteria so you can get a loan more easily than you think. We will tailor the repayment structure around your needs. At the same time, we adhere fully to the principles of responsible lending.

Cantwait.com Services

A simple comparison of the quick loans of Cantwait.com with other payday loans and short term loans will reveal that with us you will pay between 10% and 40% less.

Unlike most payday lenders in New Zealand, we do not charge establishment fees which are costly and burden clients. Our only charge is the daily interest rate which is 1.43%.

Our loans are straightforward and simple

We do not try to confuse you with complex terms and conditions. There are no hidden fees. Use the calculator on our website to find out exactly how much you will have to pay back. With us, loan approval is fast and easy. When you get approved, you can receive the cash in your bank account within 60 minutes or overnight and you can easily apply for a loan online.

Cantwait.com Product Details

  • Loan Type Instant loans
  • Interest Rate 39.99%
  • Loan Amount up to $1,500
  • Repayment 70 days
  • Establishment Fee $$150.00

Summary of Services

  • Repay your loan early
  • Apply 100% online
  • Fast loan approvals

For fast loan application and instant loan approval, apply with Cantwait.com today!

Cantwait.com in Tauranga is New Zealand’s top choice in Emergency cash loans. Why pick Cantwait.com for your emergency fund advances? The answer is effortlessness!

We offer clients living in New Zealand an opportunity to get the financial help they need through straightforward procedures, basic prerequisites, and basic instalments.

Both good & bad credit welcome

We offer an assortment of adaptable quick cash advances for those with both great and terrible credit – you have the decision of which one suit you best.

  • We want you to have control of your funds, beginning right now.
  • We offer our clients a straightforward and fast online loan application - accessible to all New Zealand’s countrywide.
  • We have the capacity and knowledge in the industry to assist our clients with all the financial loan needs.

Cash emergency? We have a quick solution

If you are at the point where only an emergency cash loan can help you get through a tough time, we have the loan just for you. It’s a short term loan which allows for a small amount of cash to be loaned to clients, over a short span There is no reason for postponing your advance process any further, apply today and have cash in your bank tomorrow.

So browse through our straightforward site, and see all the loan alternatives and terms accessible to you. You can decide on the amount you can need to loan and get it going through our basic online procedures. This is the ideal opportunity to make the most of your life, rather than stressing over bills and costs.

Flexible repayment terms

With our simple and adaptable reimbursement terms, you can have cash in your bank account and appreciate the things you cherish and enjoy. Begin your adventure with us today and be open to a universe of budgetary potential outcomes, with loans and profitable advice on dealing with your financials.

We offer assistance through our specialists who are enthusiastic and prepared to help you through your application, now and once you have your instant loan.

Customer Reviews & Testimonials

I needed money and it really could not wait. A colleague recommended Cant Wait and it was a light at the end of the tunnel!

Bart H
— Queenstown —

Very affordable interest rate if your intention is to pay the money back ASAP, otherwise it adds up quickly.

Kodey C.
— Christchurch —

Cantwait.com Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed