Rating based on 48 reviews

Seed Cash


  • Instant loans up to $5,000
  • Low-interest up to 438%
  • Repayment up to 1 year

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Seed Cash homepage

Author Seed Cash. Screenshot of Seed Cash website. [Accessed April 17, 2018]

About Seed Cash

Seed Cash is proudly a 100% New Zealand owned and operated company.

We are here to help our fellow locals clear the short-term financial in no time and allow them to get the instant loans suitable for their financial requirement.

We are transparent and upfront

When you deal with Seed Cash, we will be up-front about our short-term loans. There are no hidden fees or fine print in our contracts. Besides we like to be fair and trustworthy. These are the very reasons how customers return to us; to receive the same quality service as before.

Innovative, vibrant and active

We're an innovative, vibrant and active lender that truly cares about our customers and the communities, in which they live.

Thus, offer free advice and tips to help our customers improve their finances and always give back by donating to the communities.

Seed Cash Services

On offer, are only the highest quality loans offered at the most competitive interest rates and we also have a customer-focused team that can make the lending process as easy as possible.

So whether you have an unforeseen bill, have something vital you need to purchase or pay for, or if you are simply stuck for cash – we are the company to see.

Get instant cash loans of up to $1,500

At Seed Cash, we offer our valued customers affordable instant cash loans of up to $1,500. By instant cash loans, we mean that your loan can get approved in as little as 15 minutes.

Flexible lending terms

You can select your own loan term of between seven and 45 days and, if you choose to repay your personal loan early, you will not be faced with any fines or additional charges!

We are upfront about our rates and fees and customers can view our costs list on our website along with a massive amount of very clear, honest and good financial information and advice.

Seed Cash Product Details

  • Loan Type Instant loans
  • Interest Rate 438%
  • Loan Amount up to $5,000
  • Repayment 1 month to 1 year

Summary of Services

  • Apply online in 5 minutes
  • No hidden fees or fine print
  • Easy and convenient online applications

Instant cash loans have never been easier to obtain!

As an open and honest lender, their trustworthy qualities have not gone unnoticed. They have been acknowledged as one of the most reputable lenders in New Zealand. This is a very desirable quality for a financial services provider to have.

Apply online today

If you wish to apply for a loan from Seed Cash, you will find the process to be very simple. All you need to do is complete their simple online loan application that can be found on their website.

Our friendly staff

Once you have entered all the required information, you can submit your application. One of their friendly staff will be in touch with you to go through the application. As soon as your loan application has been approved, you should receive your payday loan within 10 minutes.

Customer Reviews & Testimonials

Fantastic service!! Walked in feeling stressed, walked out feeling like a VIP.

David R
— Christchurch —

I spent a lot of time researching different banks, but Seed Cash has by far been the best. They live up to their reputation. No false advertising or hidden costs creeping up on you.

Cole M
— Palmerston North —

The loan was applied for, approved and transferred into my account in less than two hours. The consultant I spoke to was professional without being stiff and ran through their options without try...

Greig J
— Tauranga —

Seed Cash Contact Details

Physical Address

Postal Address

  • PO Box 6620, Wellesley Street, Auckland, 1141, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed