Need Cash Today

image of Need Cash Today
image of Need Cash Today

About – Need Cash Today

Need Cash Today is a local New Zealand lender that specialises in short term loans.

We aim to provide the best possible deals to Kiwis all over the country.

100% New Zealand Owned and Operated

Need Cash Today is a 100% owned and operated lender. We are set on providing local services to locals, by locals.

When you contact Need Cash Today, we want you to feel right at home when you discuss your financial needs with a fellow Kiwi that you can trust.

It is just another way we aim to specialise our financing services.

We Operate With Transparency

As a reputable New Zealand lender, we can assure you that the affordable short term loan services we offer will be completely transparent.

When you apply for a loan, we will be upfront with you regarding our services and the costs associated with your loan.

We will also inform you of all the possible consequences that you might face, if you were to fail to repay the loan.

Over the period that you repay your personal loan, we will be available to assist you with any questions or concerns that you might have. 

Services – Need Cash Today

Need Cash Today offers a variety of lending services, however, our primary focus is providing Kiwis with cash in emergencies – or in other words, short term cash loans.

We Will Help You Make Ends Meet

Are you in a position that requires urgent financial assistance?

Finding an instant cash loan as never been made more convenient, professional and reliable.

Our aim is to assist you in any financing you might require. By doing so, we ensure you are in a financially favourable position.

Let us help you when you need it most.

Short Term Loans

Our short term cash loans can be repaid over a minimum time period of six months.

We differ from many other lenders in the sense that we do not have a low limit on our short-term loans.

You can borrow up to $20,000 and repay it over the next six to12 months.

You will have the option of repaying the loan over a longer period, which can be up to 60 months. 

Our loan services are designed with your convenience in mind.


Summary of Services

  • Bad Credit Loans
  • Cash Advance
  • Personal Loans
  • Same Day Loans
  • Short Term Loans
  • Unsecured Loans


Make ends meet with Need Cash Today.

Need Cash Today is the perfect lender to visit when you need to make ends meet. Their professional loan services will give you a great deal on personal loans catered specifically to your individual needs.

Borrow Between $100 and $5,000

You will have the option of applying for a quick cash loan that can be as low as $100 or as high as $5,000. It allows for a loan amount that is enough to cover any unforeseen emergency that might arise before payday.

Repay Your Loan In 2 to 170 Days

Unlike the majority of lenders, Need Cash Today gives you the option to repay your loan over as little as two days. While this might seem unbelievably short, it is perfect when payday is literally a day or two away but you need money right now.

This way you can borrow money today and repay it in two days when you get your paycheck. This option is perfect for somebody who needs a short-term loan but does not want to stay in debt for months or even weeks.

However, if you lend a larger amount, Need Cash Today gives you the option of repaying it over six months.

 Contact Details

134 Victoria St, Christchurch Central, Christchurch Region, 8013, New Zealand
Ph: +64 800 003 011
Fx: +64 3 9281 921
Em: [email protected]

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –