Rating based on 625 reviews

Loan Smart

image of Loan Smart
image of Loan Smart

About – Loan Smart

Loan Smart was established with the goal of giving New Zealanders an alternative choice when it comes to financial services such as loans.

We understand our client's needs

We found that many people would prefer to deal with an intimate lender that can give them the individual attention they deserve when it comes to unsecured loans. Whether you are in search for support to help you pay for a much needed holiday, or a way to repay your debt, the lending options at Loan Smart are more than suitable for a variety of budgets. A sure way to tell that your business is successful is by looking at how many of your customers return.

Well, here at Loan Smart, we are very proud to say, that thanks to the quality personal loan lending experience we provide, each month around 35% of our business is made up of previous customers who have returned to us. 

Services – Loan Smart

On offer, you will find a range of lending and financing services to the people of New Zealand.

Our services include personal loans, car loans, debt consolidation loans, unsecured blacklisted loans, and property loans.

Quality personal loans

It is the most convenient and instant option for personal loans across the whole of New Zealand – including Christchurch, Auckland, and Wellington. Our solutions are personalised to make solving a variety of financial problems possible.

Flexible repayment options

At Loan Smart, we offer flexible repayment options to New Zealanders on various loans including blacklisted loans. You can repay your loan with flexible monthly, weekly or fortnightly payments that suit your financial situation. 

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

Summary of Services

  • PERSONAL Loans
  • CAR Loans
  • PROPERTY Finance
  • DEBT Consolidation Loans

Apply for an unsecured bad credit loan from Loan Smart, it's quick and convenient

Loan Smart is a quality lender that works closely with their clients in order to ensure that they receive the best possible services, not only in terms of financing but also in terms of customer services.

If you wish to be a part of this experience and apply for your very own Loan Smart blacklisted cash loan, you can do so by visiting their website using your computer, smartphone or tablet.

Apply online now

You can start by visiting their website and clicking on the ‘Apply online now’ tab, which will direct you to an online loan application form where you will need to enter the required information.

The online application form should take you around two to three minutes, so you do not have to worry about it taking up your valuable time. You will start by entering your personal details such as your title, name, date of birth, etc. You will then proceed to contact details, employment details, and finally, your loan and income details, which will consist of the amount you wish to borrow, your monthly income after tax, etc.

Now you simply need to agree with the terms of the privacy declaration and provide consent to electronic disclosure to the email address that you have provided and then submit your loan application.

Once submitted, Loan Smart will soon be in touch with you to notify you of the approval status of your application. 

Customer Reviews & Testimonials

 Contact Details

Level 4, 238 Broadway, Newmarket, Auckland Region, 1023, New Zealand
Ph: +64 9-950 7420
Fx: 09 529 4561
Em: enquiries@loansmart.co.nz

 Postal Address

P O Box 28 231, Remuera, Auckland, 1541, New Zealand

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed