Policy, valid from 01 January 2012 onwards.
Last updated: April 2015
Our Website is an on-line network marketplace our service is free to you. We are a referral service, matching consumers with prospective lenders participating in our network of lenders. We will also use third party networks of lenders to help you find a loan that meets your criteria and requests. Any compensation we may receive is paid by a participating lender or third party network of lenders for advertising services we provide to them.
To use our service, we will need to obtain personally identifiable information from you or about you. Such personally identifiable information may include your name, home address, residence information, employment information, e-mail address, telephone number, New Zealand Drivers licence number, financial information, bankruptcy history, credit references, etc. as such you must complete the Application Form form accurately and completely. Please note that you must be 18 years of age to use our services. Consumers who submit an application expressly authorise us and third party partners to contact them in connection with each application and/or request regardless of whether or not such consumer is listed on a "Do Not Call" list.
Once you submit the Application Form, we share that form with participating lenders and third party networks of lenders. By submitting your Application Form, you agree that you are requesting a referral for a loan from each of the participating lenders with whom we share your Application Form. As such, you are expressly requesting the participating lenders, and LoansFinder with whom your Application Form is provided to contact you by email, telephone and direct mail so that they may assist you in obtaining the loan requested. They may also provide information to you about additional services and products.
The submission of your information is made and reviewed in real-time to determine whether you meet the lender's loan qualification criteria. Participating lenders may, among other things, verify your New Zealand Drivers licence number, perform a credit check, and review your information against national databases that track consumer transactions with lending institutions. By submitting the Application Form to us, you agree to allow participating lenders to review, verify, and research the information you’re provided.
Please remember that we are not a lender and do not make loans or credit decisions in connection with our Services. As such, we do not guarantee acceptance by any particular lender or a particular loan program or product. All loan terms and conditions are that that of the lender. We do not guarantee any loan availability, rates, fees, or any other loan terms offered by the participating lender nor do we represent or guarantee that this is the best loan for you or available in the marketplace. We are not responsible for any errors or delays in providing the Services whether caused by errors in the registration information you provided by any technical problems in our system. You may cancel your request for the referral at any time by sending an email to [email protected]
We do not expressly or impliedly endorse or recommend loans of any particular lender. We are not a broker or an agent of you or any participating lender.
LoansFinder is not a lender. We are a lender referral service who submits your loan inquiries to New Zealand lenders and financial institutions. We do not participate in advice for lending, credit information or any other information regarding our users desire to obtain loans. Any information submitted on this site may be shared only with licensed lenders. We are a referral service to qualified participating lenders. We are not a lender, loan broker or agent for any lender or loan broker. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited. This is not a solicitation for a particular loan. We do not control and are not responsible for the actions of any lender. We do not endorse or charge you for any service or product. You are under no obligation to use our Service to initiate contact with a lender, nor apply for credit or any loan product with any service provider or lender. You are under no obligation to accept any loan from a participating lender.
Do Not Call Registry Disclaimer & Compliance
By submitting personal contact and/or financial information through (loansfinder.co.nz domain), the user hereby grants written permission to its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by submitting an Application Form at LoansFinder.co.nz you are consenting to receive phone calls from its affiliated sites, and its business partners for contact via telephone and thereby registrants waive their right to file a claim or legal complaint with any agency in reference to these calls or contacts.
Compensation & Affiliate Disclaimer
As directed by the FEDERAL TRADE COMMISSION, (see 16 CFR Part 255) – Guides Concerning the Use of Endorsements and Testimonials in Advertising, the purpose of this policy is to establish any compensatory affiliation between the site owner and affiliate networks Amazon, Clickbank, Commission Junction, Google, Share-A-Sale and any individual vendors they represent and that the site owner has established an affiliate relationship.
For questions about this website, please contact profitech.credit“at”gmail.com
This website may at times accept forms of affiliate compensation.
The compensation received may or may not influence the advertising content, topics or posts made on this site. Not all content is written or presented for the sole purpose of receiving affiliate income.
The owner(s) of this website is compensated through various affiliate programs and some content presents opinions on products, services, websites and various other topics. Even though the owner(s) of this website may receive affiliate compensation for reviews, we always give our honest opinions, findings, beliefs, or experiences on those topics or products.
The views and opinions expressed on this website are purely the website’s’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
This website does contain some content which may or may not present a conflict of interest. This content may not always be immediately identified due to the nature of posting methods. When possible every attempt will be made to identify advertising from general non-advertising content.