The LoansFinder Editorial Team manages the loan information, provider profiles and financial guides published on LoansFinder.co.nz. Our purpose is to help New Zealand readers understand borrowing options, compare costs and recognise the conditions that matter before applying.
This page explains our editorial approach, the sources that inform our content, the limitations of our comparisons and how to raise a concern about something we have published.
The people behind LoansFinder
Alexander Balanoff — Founder
Alexander Balanoff founded LoansFinder in 2013. His background includes website development, digital publishing and managing online comparison platforms, with work spanning financial websites serving New Zealand, Australia, the United Kingdom and South Africa.
That experience informs LoansFinder’s focus on making provider information easier to navigate and understand. His background is in publishing and comparison websites; it should not be interpreted as a financial advisory qualification.
LoansFinder forms part of the financial website network operated by Profitech Credit Solutions. Read more about the platform’s history and purpose on our About LoansFinder page.
The content our editorial team covers
Our content includes loan category pages, individual provider profiles and practical financial guides. Topics include personal loans, vehicle finance, home loans, business finance, short-term borrowing, debt consolidation, budgeting and understanding credit.
Category pages explain how a type of borrowing works. Provider profiles summarise available product information. Financial guides explore the questions and considerations that can help readers assess their next steps.
The editorial objective is to make these subjects understandable while giving appropriate attention to costs, conditions and risks.
Our approach to research and sources
Our research standards prioritise original sources, including providers’ official websites, published interest rates, fee schedules, eligibility requirements, product terms and disclosure documents where available. These sources help distinguish a provider’s stated offer from our explanation of it.
For New Zealand consumer context, relevant references include official guidance such as Consumer Protection’s information on loans and lenders and lender responsibilities and disclosures.
Provider information may be incomplete, conditional or subject to change. An unavailable fee or unclear requirement should not be interpreted as a zero cost or an absence of restrictions. Readers should confirm unresolved details directly with the provider.
How to interpret our loan comparisons
Our comparisons aim to explain the relationship between interest, fees, loan amounts, repayment frequency and the repayment period. Where relevant information is available, they also consider security requirements, early repayment conditions and the consequences of missed payments.
An advertised starting rate is not an offer to every applicant. Maximum loan amounts, longer repayment terms and advertised funding times may depend on the provider’s assessment and other conditions.
Illustrative repayments and borrowing examples should be read alongside their assumptions. They are not personalised quotations and may exclude costs that depend on the applicant or final agreement.
Our listings should not be treated as a complete survey of the New Zealand lending market. Inclusion, page position or a favourable description does not establish that a provider is the cheapest, most suitable or most likely to approve an application.
Editorial review and content updates
Our editorial standards focus on factual support, plain-language explanations, consistent figures and visible limitations. Review priorities include checking that advertised rates retain their qualifying conditions, examples explain their assumptions and product benefits are presented alongside relevant costs and risks.
Changes to provider terms, discontinued products, conflicting source information and reported errors can prompt a content review. Depending on the findings, information may be corrected, clarified, expanded or removed.
We aim to keep content useful and reasonably current, but our pages do not provide live confirmation of every provider’s terms. A publication or review date does not establish that an offer remains available when you read it.
Commercial relationships and editorial transparency
LoansFinder may earn revenue through advertising, referrals and affiliate arrangements. These relationships may influence which providers receive coverage and how content or placements appear on the website.
Our editorial standard is that paid or sponsored visibility should be identifiable and that commercial content should remain clear about material costs, conditions and limitations. A commercial relationship does not establish a product’s suitability for an individual reader.
Read our Affiliate Disclaimer for more information about how these arrangements support LoansFinder.
General information and individual borrowing decisions
LoansFinder publishes general educational and comparison information. We do not assess your individual financial circumstances, provide personalised financial advice, lend money, approve applications or set the terms of a credit agreement.
The lender assesses your application and determines any offer. References to bad credit, quick decisions or short-term borrowing do not establish that an application will be accepted or that a loan will be affordable.
Before accepting an offer, review the lender’s disclosure statement and credit agreement. Consider the total amount repayable, repayment schedule, fees and any assets offered as security. If the terms are unclear or repayments may put pressure on essential spending, seek independent help before committing.
Corrections, feedback and editorial contact
Readers and providers can report factual errors, outdated terms, unclear explanations or concerns about a commercial disclosure by emailing info@loansfinder.co.nz.
Please include the page URL, the specific information in question, an explanation of the concern and a link to supporting evidence where available. For product changes, an official provider page or current disclosure document helps establish what needs to be reviewed.
A correction request is assessed against the available information. It does not automatically require the removal of an accurate provider listing or supported editorial commentary.
Questions about an application, lending decision, repayment arrangement or account should be directed to the provider handling that matter. Information about how LoansFinder handles personal information is available in our Privacy Policy.