Rating based on 86 reviews

Car Loans NZ


  • Car finance up to $80,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Car Loans NZ homepage

Author Car Loans NZ. Screenshot of Car Loans NZ website. [Accessed April 17, 2018]

About Car Loans NZ

Car Loans is a New Zealand based company that offers vehicle financing to locals who wish to purchase a vehicle or upgrade from their previous one.

We have been providing the fine people of this island nation with quality car loans NZ at competitive interest rates for several years. Through our low-interest rates and quality customer service; we have been able to establish a name for ourselves in the New Zealand finance industry. 

Get your own personal consultant

At Car Loans, we provide you with your own personal consultant, who will deal with you through the entire lending process, giving you professional advice and answering all your questions and concerns.

There is no longer a need to struggle with call center agents or explain your situation over and over again when you speak to a new person every time. Your expert consultant will be familiar with your case and have the skills to assist you with all your financial needs.

Car Loans NZ Services

Car Loans offer quality financial services to New Zealanders all over the country.

Our expertise with car finance shines through as it is our specialty. If you are looking for personalized car loan services, we have what you are looking for. 

Fast approval rates

At Car Loans, we believe that purchasing your next vehicle should not be stressful or time-consuming. Rather it should be a quick and simple process that will leave you with one less thing to worry about.

Our Car Loans experts are able to process your loan application in no time so as soon as you begin your loan application; you will have an answer regarding your approval status in no time.

Car Loans NZ Car loan

  • Loan Type Car finance
  • Interest Rate 11.95 – 28.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years

Benefits of Car Loans NZ

  • Lower interest rates on vehicle finance
  • Loans are approved fast
  • A transparent loan service
  • Bad credit loan options

Get a car loan within just minutes, simply apply online

Car Loans is a reputable finance company that is committed to giving their New Zealand clients the best possible financing deal in order to enable them to buy the car they want and need.

Bad credit car loans

At Car Loans, we offer bad credit loans to people who might not have the absolute best credit records.

As a reputable specialist lender in New Zealand, we know that a credit score is not everything. Therefore, we have established certain key approval criteria. This includes your monthly income, monthly expenses, current debt and the collateral that you can offer. If you meet our criteria in terms of the above, your chances of getting your loan application approved are great.

Car Loans can help you find loans that suit you perfectly in order to replace your current vehicle or to purchase a brand new vehicle.

They will help you find the perfect car loan

With Car Loans New Zealand, you are able to find a loan from the huge selection, that is available to locals. When you apply for a loan with Car Loans, you can be sure that you will get the greatest possible loan deal with a low-interest rate.

When we look at Car Loans and everything they have to offer in terms of vehicle financing and customer service, it is clear to see why they are as popular as they are.

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Car Loans NZ is a trusted & reliable provider of car finance

In our review, Car Loans NZ adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Car Loans NZ is a registered credit provider in New Zealand: FSP344566

Customer Reviews & Testimonials

With several repayment options, Car Loans really is the best in the business!

Daisy W.
— Wellington —

Easy application process and fast approval rates, as well as payout times, makes Car Loans my number 1 go-to company for car loans.

Emily G.
— Dunedin —

I had issues with several other companies, as I wanted finance for private vehicle purchasing. Luckily I found a company, and they also offered easy online applications as well as flexible repaym...

Molly J.
— Rotorua —

Car Loans NZ Contact

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