Rating based on 86 reviews

Car Loans NZ

  • Car finance up to $80,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Car Loans NZ homepage
Author Car Loans NZ. Screenshot of Car Loans NZ website.
[Accessed March 6, 2023]

About Car Loans NZ

An expert consultant will be assigned to you that will be dealing exclusively with you throughout the process of getting your next vehicle on the road.

With them, you will never be treated like just a number as they value their clients and will go the extra mile to put you first. You’ll never have to experience an impersonal phone call as you will deal with a specialized car finance professional who understands you and your needs. Access a wide range of leading lenders they work with, allowing you to openly see a range of competitive finance solutions and choose the best option for you. 

Getting your car loan approved

With Car Loans NZ there is no lengthy paperwork to fill out or time, consuming processes as they like to get things done easily and as fast as possible. They are very organized and professional and know how to do things quickly and effectively. They will help you to tailor-make your application to ensure quick approval.

Car Loans NZ Services

Getting your next car has never been this easy.

You can compare rates and personal loan amounts to see what option is best for you and get the dream car you’ve always wanted. It’s not the end of the world if you have a bad credit score as they will be able to help you if that is the case. Apply in just a few short minutes to find out what your options are.

Find out how much you can afford

The best way to work out how much you can borrow and what type of car you will be able to afford is to ask Car Loans NZ for help either online or call them for professional advice and assistance. They will help you to calculate what you can afford to borrow based on your circumstances.

Getting the best interest rate on your car loan!

Car Loans NZ will help you to get in touch with the right lender based on your specific circumstances and needs. They look at all the variables.

Car Loans NZ – Car loan

  • Loan Type Car finance
  • Interest Rate 11.9528.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years

Benefits of Car Loans NZ

  • Lower interest rates on vehicle finance
  • Loans are approved fast
  • A transparent loan service
  • Bad credit loan options

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a car loan within just minutes, simply apply online

Get professional advice from a consultant that has the proper skills and knowledge to assist you.

Enjoy a stress-free experience where you are in complete control of making all the decisions and they will provide you with all the support you need and will also do all the paperwork for you, making it so much faster. Access a flexible business loan that will allow you to have full use of a vehicle whilst ‘hiring’ it from the financier.

This is different from leasing a vehicle as you are paying towards ownership of your car. You will have flexibility in regards to loan terms, deposit or no deposit, and the option of a balloon repayment, etc.

Get the best car loan for you – today

Step 1: Get started by simply completing their online inquiry, they will then send you a quick car buyers’ checklist to make sure you have all you need when you apply.

Step 2: They will then guide you and help you to find the best car finance solution for your circumstances.

Step 3: Pick the best option and apply!

Step 4: Get quick approval from the best and drive away – it’s as easy as that.

Compare your finance options

If you have three or four different options in front of you and it is time to make a choice, there are a few key factors to keep in mind.

Pay close attention to the following:

  • The total cost of the loan
  • Loan terms
  • Establishment fees
  • Broker fees
  • Monthly account keeping fees, etc.

Getting a car loan with Car Loans NZ is a good idea

  • Get the chance to make an informed decision by comparing your options.
  • Compare and get the best possible rates for your loan.
  • Quick approvals
  • Easy application process.
  • Full and exclusive support from start to finish.
  • No lengthy paperwork.
  • Tailored loans and affordable repayments.
man holding thumbs up

Car Loans NZ is a trusted & reliable provider of car finance

In our review, Car Loans NZ adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Car Loans NZ is a registered credit provider in New Zealand: FSP344566

Customer Reviews & Testimonials

With several repayment options, Car Loans really is the best in the business!

Daisy W.
— Wellington —

Easy application process and fast approval rates, as well as payout times, makes Car Loans my number 1 go-to company for car loans.

Emily G.
— Dunedin —

I had issues with several other companies, as I wanted finance for private vehicle purchasing. Luckily I found a company, and they also offered easy online applications as well as flexible repaym...

Molly J.
— Rotorua —

Car Loans NZ Contact

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