Rating based on 50 reviews

Kiwibank Car Loan

  • Car finance up to $10,000
  • Low-interest starting from 16.95%
  • Repayment up to 7 years

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Kiwibank homepage
Author Kiwibank. Screenshot of Kiwibank website.
[Accessed March 6, 2023]

About Kiwibank

As a bank solely based on Kiwi values, Kiwibank offers real value for money.

We started back in 2002 and to date, we have over 800,000 satisfied customers and hundreds of new ones every week. We operate in more than 250 PostShops to be available to our clients whenever they need our service. 

We offer international services

We have a wide ATM network and staff exceeding 1000 people. We have a comprehensive range of accounts and credit products to individuals, families and businesses of all sizes. We are among the leading technological innovators in banking services in New Zealand. You can apply for a loan, online. We won the international Financial Innovation Award in 2007.

Kiwibank Services

At Kiwibank, we are able to offer a car loan that fits your budget and which will make your car ownership dreams a reality. We provide finance for over $3,000.

We have both in-office and online loan application options. A fast reply is guaranteed. We will get back to you within 2 hours if you apply before 16:00 on a weekday.

Choose the ideal repayment term

We can time the payments around your payday to make things easier for you. We are able to finance all types of car purchase deals for a vehicle worth at least $5,000. We offer pre-approval to give you a precise idea of how much you can afford to spend. The personal loan pre-approval document is a valuable negotiation tool as well.

Kiwibank – Car loan

  • Loan Type Car finance
  • Interest Rate 16.9518.95% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 7 years

Benefits of Kiwibank

  • Make additional payments
  • Quick online loan applications
  • Competitive interest rates

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Kiwibank offers our clients the best deals on car loans in New Zealand

Kiwibank in Wellington is New Zealand’s top car loan company when looking for the right price.

In the event that you are purchasing a new or used vehicle however you’re a little short on money, let us tailor car loan from $3,000 that fits with your financial plan. You can likewise get a pre-approved notification so you can go car shopping knowing precisely what you must spend.

Shop smart with us

Get pre-approved on your car loan, so you know ahead of time the amount you can spend. When you locate the ideal vehicle and worked out the details with the dealer, we can offer you some assistance with paying them directly.

Quick answers & fast approvals!

Our online application process is simple and so user-friendly for anyone. We ensure you get the feedback you’ve been waiting for within 24 hours of your application. (Our Personal Loan group is accessible between 8 am-7 pm, Monday to Thursday, 8 am-6 pm Friday, and 9 am-5 pm Saturday). Our car loans are unique with our quick turnaround times allowing you access to your cash within the following business day. Adaptable terms to suit your needs - from six months to seven years. Pick lower reimbursements with a more drawn-out credit term, or pay less with a shorter term. Reimbursements can be timed around your payday, making it less demanding on your budget.

Save money on premium charges

Our car loans are Not at all like charge card bills, you'll know the amount you have to reimburse and when. The financing cost is altered and you can make extra reimbursements whenever – pay off your credit quicker and save money on premium charges.

What also adds to our unique culture, is our enthusiastic staff, you enjoy working at our firm because of our ability to bring passion into everything we do. This shows through in our service delivery to our clients, allowing each customer to feel the one on one attention they receive when getting their car loan through Kiwibank.

Customer Reviews & Testimonials

With flexible repayment options, as well as loans for private vehicle purchases, this really is a great company!

Nathasha B.
— Rotorua —

I applied for the loan online; was approved that afternoon still and I had the money two days later. Very pleased.

Olivia B.
— Christchurch —

Approval rates vary from same day to about four days, which really isn’t bad. Great service and easy online application process.

Alma M.
— Dunedin —

Kiwibank Contact

Physical Address

Postal Address

  • Private Bag 39888 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 07:00 – 21:00
  • Tuesday 07:00 – 21:00
  • Wednesday 07:00 – 21:00
  • Thursday 07:00 – 21:00
  • Friday 07:00 – 21:00
  • Saturday 08:00 – 18:00
  • Sunday 08:00 – 18:00