Rating based on 63 reviews

NZCU Baywide

Updated
  • Debt consolidation up to $500,000
  • Low-interest starting from 9.95%
  • Repayment up to 36 months

Table of Contents


NZCU Baywide homepage
Author NZCU Baywide. Screenshot of NZCU Baywide website.
[Accessed March 7, 2023]

About NZCU Baywide

NZCU Baywide was established in 1971 under the name of Whakatu Freezing Works Employee's Credit Union.

Since then, NZCU Baywide has grown to develop 16 branches across New Zealand.

Shopper Approved

For those unfamiliar with Shopper Approved, it is a website that features ratings and comments from customers who have visited various businesses. NZCU Baywide received 4.8 stars out of a possible 5 stars based on personal loans and other products.

This rating is derived from the experiences of 76 different customers who evaluated NZCU based on factors like price, customer service, and recommendations as a lender. Based on the personal experiences of New Zealanders seeking debt consolidation loans, NZCU Baywide is seen as an ideal choice.

NZCU Baywide Services

NZCU offers secured and unsecured personal loans at low-interest rates to people across New Zealand.

This allows borrowers with valuable assets to use them as collateral to secure a lower interest rate.

Flexible loans that are 100% transparent

NZCU Baywide strives to be one of the most transparent lenders. They offer a flexible range of services to help individuals obtain the necessary finances to consolidate debt and work toward becoming debt-free.

Whatever finance option is needed, NZCU Baywide provides extensive assistance. As they are not a bank, clients are not required to make appointments or wait in queues. Their easy online loan application process is quick and simple. Additionally, NZCU Baywide offers flexible repayment options, allowing clients to repay loans faster by making payments above the minimum amount required.

NZCU Baywide – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 9.95%
  • Loan Amount up to $500,000
  • Repayment 1 months to 36 months

Benefits of NZCU Baywide

  • 100% online loan applications
  • A range of loan options to choose from
  • Lower interest rates

Consolidate your debt and get rid of it for good at NZCU Baywide

If you are looking to find a loan from a great lender that will assist you then NZCU Baywide should be at the top of your list.

When you contact their team of financial professionals they will help you get the best possible deal on debt consolidation loans with their highly competitive interest rates.

Easily apply online

If you wish to apply for a loan with NZCU Baywide, you can easily do so by visiting their user-friendly website and visiting the “Apply now” page. Here you will need to enter some personal information including your total income after tax has been deducted, your number of dependents, the amount you wish to borrow, your current debt, etc. Then you simply go to the next page where you will receive a response on whether or not you have passed the first step. If you are successful, then you will be required to enter additional information, which will lead to where you are notified of your acceptance status.

Customer Reviews & Testimonials

I have been banking with NZCU Baywide for years and when I needed help to better manage my debt they were my first choice. Always reliable and transparent, not to mention affordable.

Ibrahim A
— Hamilton —

NZCU was recommended to me by a family member when I said I was looking into getting a debt consolidation loan. I am grateful to have gotten the recommendation as the service is top-notch and the...

Hyrum W
— Invercargill —

I spoke to one of the financial advisors at NZCU Baywide and they helped me apply for my loan to help manage my debts better and took the time to explain a proper budget for me. Great service!

Lesley P
— Gisborne —

NZCU Baywide Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed