NZCU Baywide

image of NZCU Baywide
image of NZCU Baywide

About – NZCU Baywide

NZCU Baywide was established back in 1971 under the name of Whakatu Freezing Works Employee's Credit Union.

Ever since then, NZCU Baywide has been able to develop a total of 16 branches all over New Zealand.

Shopper approved

If you are not familiar with Shopper Approved; it is a website that contains the ratings and comments of customers that have visited various businesses. NZCU Baywide received 4.8 stars out of the potential maximum 5 stars based on our affordable personal loans and other products.

This rating is based on the experience of 76 different customers that rated NZCU based on price, customer service, who have recommended us as a lender.

Based on the personal experience of New Zealanders looking to get an affordable debt consolidation loan – NZCU Baywide is an ideal choice.

Bigger but still the same

Even though our company has greatly expanded in terms of size, our values remain the same.

We believe in being loyal and honest when it comes to our customers. We vow to give you only the highest quality services and treat you as the valued customer that you are.

Services – NZCU Baywide

We offer secured and unsecured personal loans at low interest rates to people all over New Zealand.

This allows people who have a valuable asset to place it as collateral for their loan in order to get a lower interest rate. 

Flexible loans that are 100% transparent

The one thing we strive for is to be one of the most transparent lenders available. Therefore, we offer a flexible range of services that will help you obtain the necessary finances you need to consolidate your debt and perhaps finally be able to repay that debt and be one step closer to being debt free.

Whichever finance option you need, we will provide extensive assistance. NZCU Baywide is not a bank, our clients are thus not expected to make appointments and stand in queues. Our debt consolidation loan application is quick and simple.

In addition to all the great services we here at NZCU Baywide offers our clients, we also have flexible repayment options. This allows our clients to repay their loans quicker by repaying more than the minimum. 


Summary of Services

  • Secured personal loans
  • Unsecured personal loans
  • Car & vehicle loans
  • Home loans
  • Home improvement loans
  • Debt consolidation
  • Quick and easy overdraft
  • Travel loans
  • Debit Mastercard


Consolidate your debt and get rid of it for good at NZCU Baywide

If you are looking find a loan from a great lender that will assist you then NZCU Baywide should be at the top of your list. When you contact their team of financial professionals they will help you get the best possible deal on debt consolidation loans with their highly competitive interest rates.

Easily apply online                            

If you wish to apply for a debt consolidation loan with NZCU Baywide, you can easily do so by visiting their user-friendly website and visiting the “Apply Now” page.

Here you will need to enter some personal information including your total income after tax has been deducted, your number of dependents, the amount you wish to borrow, your current debt, etc. Then you simply go to the next page where you will receive a response on whether or not you have passed the first step. If you are successful, then you will be required to enter additional information, which will lead to where you are notified of your acceptance status.

 Contact Details

154 Devon St East, New Plymouth, Taranaki, 4310, New Zealand
Ph: +64 6-769 6941
Fx: (06) 869 1629

 Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –