Rating based on 54 reviews

Future Finance


  • Debt consolidation up to $80,000
  • Low-interest starting from 10.93%
  • Repayment up to 5 years

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Future Finance homepage

Author Future Finance. Screenshot of Future Finance website. [Accessed September 7, 2021]

About Future Finance

For more than 10 years, Future Finance has been providing effective financial solutions to New Zealanders.

Our finance company specialises in debt consolidation, cash and vehicle loans, car refinancing and second mortgages. We operate nationwide. Our client base is constantly expanding to include more and happier customers.

Our customer service is paramount to our success

The directors of our company work every day together with the whole team to provide quick loans of the highest quality. Each of our consultants is fully equipped to make a loan decision. There is no need to wait for head office approval. Our team is our biggest asset. We listen to the customers and work closely with them to come up with the best solution given their individual circumstances. We provide packages which match their needs.

Future Finance Services

As a specialist in debt consolidation loans, Future Finance offers solutions which help customers to gain full control over their debt and finances.

Our consolidation service works simply and efficiently. It involves combining all of your existing debt from personal loans, credit cards, overdrafts and hire purchases in a single loan with a highly competitive interest rate. You will have to make a single payment. You can generate great savings as well.

Save money by consolidating debt with us

Other finance companies set hire purchase rates up to and sometimes over 30%. In this case, you can save hundreds and even thousands of dollars every year by consolidating your debt with us. You will have more income to spend and to avoid debt in the future. You can make a loan application online directly on our website.

Future Finance Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 10.93 – 100.67% p/a
  • Loan Amount up to $80,000
  • Repayment 6 months to 5 years

Benefits of Future Finance

  • Hassle-free debt consolidation loans
  • Quick online loan applications
  • Manage your debt with debt consolidation

Are you overwhelmed by debt? We have the solution

Future Finance Debt Consolidation Loans in New Zealand joins all your debts into a solitary, focused loan. It’s an easy decision to make; now you can have less debt and fewer worries. We understand how stressful life can be stressful trying to balance your creditors and your debts at the end of each month.

In most cases, our debts accumulate so much that we cannot even cover them with our end of month wages. Why make different instalments and high financing costs, there is a way out! You can merge all of them into one convenient advance? Take control of your accounts today, and you'll see the difference in your budget each month from here on.

Our simple online loan application will get you approved fast

For a speedy loan approval and a quick online loan application process, visit our online application tool, which conveniently and quickly gets your application processed in minutes. Getting a debt consolidation advance with Future Finance is as simple as 1, 2, and 3.

Our expert loaning group will comfort your concerns and worries as they come up with a simple and affordable solution to end your debt, and move it into one simple credit. Even better, once affirmed and all your criteria fit the requirements; you can have cash in your account within the same or very next day.

The process is simple

Apply on the web, or telephone for a significantly quicker endorsement 0800 25 10. Preparing your documentation - Our well-disposed loaning group makes debt consolidation loan arrangements customized to suit your needs.

Approval and Payment - When your credit is affirmed and all the documents have been completed; money can be paid into your banking account in only an hour! Our team of advisors are available at any time to assist you through the process, any enquiries you may have, we will assist you.

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Future Finance is a trusted & reliable provider of debt consolidation

In our review, Future Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Future Finance is a registered credit provider in New Zealand: FSP4261

Customer Reviews & Testimonials

Taking out a loan to consolidate my debt has actually SAVED me money. I pay much less in interest than I would have before, I actually have more money available in the month now that I am using t...

Matt H.
— Palmerston North —

The site was very useful, informative, and easy to navigate. I applied online for my loan and had my funds the next day.

Ethan H.
— Gisborne —

A wonderful consultant lady was able to answer all the questions I had about my options and we decided on one that I am very happy with.

Robert Y.
— Hastings —

Future Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed