Rating based on 39 reviews

Crester Credit


  • Bad credit loans up to $15,000
  • Low-interest starting from 13.95%
  • Repayment up to 1 year

In-page navigation

Crester Credit homepage

Author Crester Credit. Screenshot of Crester Credit website. [Accessed September 6, 2021]

About Crester Credit

For more than 30 years, Crester Credit has been providing high-quality personal loans to consumers.

The company was founded in 1983 in Christchurch. What makes us special and successful is that we put the focus on the customer. You can expect professional and friendly treatment. Our consultants can understand what situation you are in and help you out in the most effective way possible.

Effective loan solutions

You can use our products and services when you face unexpected bills, plan to buy a new car or require extra cash for surprising a loved one. As part of our dedicated customer service, we work late to help clients. If you have issues with paying back your bad credit loan, we will sit down with you to discuss the situation and find a solution. 

Crester Credit Services

With the Crester Credit's bad credit loans, you can borrow up to $2000.

We welcome applicants with poor credit rating, beneficiaries, single parents, widows and widowers and pensioners. We have lower interest rates than our competitors. Returning customers can participate in our loyalty programme which offers even better rates and terms and conditions.

Money in your account in less than 24 hours

We will work with you to ensure that you are perfectly comfortable with the repayment of the quick loan amount which you have taken out. You will enjoy a convenient and comfortable repayment term and structure. Our loans are secured. We accept vehicles, household furniture and appliances and properties as security. After you apply, we will get back to you within 1 hour. 

Crester Credit Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 13.95 – 26.98% p/a
  • Loan Amount up to $15,000
  • Repayment 30 days to 1 year

Benefits of Crester Credit

  • Get your loan within 12 hours
  • Apply for a loan with a bad credit score
  • Flexible repayment plans
  • Easy online loan applications

Are you looking for a reliable bad credit loan? We have a quick solution

Crester Credit in Christchurch can now help bad credit and blacklisted customers with loans without any hassles.

We are totally diverse to other monetary firms. Crester Credit will help you with finding a suitable money related arrangement that you can easily get approved with. Our organization offer a system which is direct, offering you bona fide loan choices, without every one of those substantial expenses. Your blacklisted loan can be utilized for very nearly anything. From house rebuilding to lavish events, weddings and elective surgery. Whatever your need behind securing the loan, Crester Credit can help you with getting the right loan choice from the right loan expert and best of all, in record turnaround times.

We make the method of applying for a loan online as direct as possible. We do all the hard work for you so you don't have to! Since we realize that time is of the top need for our customers, we will chase down the best loan offer for you in the speediest conceivable times. Our application strategy is super basic, and it just takes minutes to apply.

Why choose us?

  • Competitive rates – simple reimbursement choices
  • Fast endorsement through basic application forms
  • We do all the legwork for you.

Making a financial arrangement that covers everything you need to cover and work out the total amount you can afford to lend. It's also key to work out the sum you can afford to pay back month to month. Crester Credit can help you with all of this, it's part of our service to our clients.

The bad credit loan will rely on the fact that you meet all requirements. When looking at our client's applications, moneylenders will ordinarily consider the client's credit record to see if they qualify. A better record as a customer will generally bring about a higher loan offering, however, we will do our best every time to get you the funds you need.

man holding thumbs up

Crester Credit is a trusted & reliable provider of bad credit loans

In our review, Crester Credit adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Crester Credit is a registered credit provider in New Zealand: FSP229306

Customer Reviews & Testimonials

I needed some money fast and didn't think I would be able to get it with my bad credit. Crester Credit proved me wrong. I got the funds I needed the same day.

Ellice C.
— Palmerston North —

Crester Credit is a good choice for anyone needing a bad credit loan fast. Their rates and fees are competitive and affordable and they are very quick with payouts.

Melanie M.
— Auckland —

Crester Credit Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed