Rating based on 45 reviews

Rapid Loans


  • Bad credit loans up to $10,000
  • Low-interest up to 47.75%
  • Repayment up to 48 months

In-page navigation

Rapid Loans homepage

Author Rapid Loans. Screenshot of Rapid Loans website. [Accessed September 6, 2021]

About Rapid Loans

Rapid Loans is the faster and easier alternative to many other lenders.

We offer bad credit loans to help you meet your urgent cash needs. Since our establishment in 2003, we have already served more than 25,000 happy customers in New Zealand and Australia. We operate entirely online to make our loans easily and quickly accessible to consumers from all over the country.

Personalised loan application

The fact that we operate online does not make us impersonal. Quite the opposite, we pay personal attention to every customer. When you use our services, we will always take into account your individual needs and requirements. We can assist you with absolutely everything necessary when it comes to instant cash loans online. And we offer great flexibility to accommodate you perfectly.

Rapid Loans Services

You can obtain cash instantly with the expert finance service of Rapid Loans. We have an online personal loan application process, which is simple and convenient for borrowers.

Our online platform is accessible from any place in New Zealand as long as you have a computer with an internet connection. We are always quick to get back to customers. Another benefit is that we dispense the loan amount rapidly, once all documents are signed.

Quick online loans

The online system we use enables us to disburse cash promptly so that any emergency can be sorted out with the same speed. Individual attention is given to every customer, including those seeking bad credit loans. We want you to know that our experienced specialists are always at your disposal.

Rapid Loans Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 47.75%
  • Loan Amount up to $10,000
  • Repayment 6 months to 48 months

Benefits of Rapid Loans

  • Quick online loans
  • Flexible loan terms
  • Bad credit loan options
  • Affordable loan rates

Getting a bad credit loan is as easy as completing a quick online loan application

Rapid Loans offer New Zealanders in Auckland quick cash loans to help them out of a financial bind.

Getting a bad credit loan is basic when it takes only a couple of minutes to complete your application on the web. As long as you have email and internet access, you can complete our online application. Whenever seeking the ideal credit to suit your needs in a rush, you won't need to look further than Rapid Loans.

Apply online in just a few minutes

To get a bad credit loan from Rapid Loans, you should do nothing more than fit the qualifying criteria, and apply on the web. It's so natural to get money when you require it, for anything you require it for.

If you want to apply for a loan online you just need a couple of minutes to finish the straightforward application structure on our online program, with a couple of points of interest and business elements. The procedure of approval takes only a few minutes and we then contact you directly to inform you of the outcome.

Once your online application form is affirmed we may request some records to be looked over, to confirm you can bear the cost of the reimbursement arrangements.

Customer Reviews & Testimonials

I have used Rapid Loans before and I recommend it. Rapid Loans always has rapid payouts and great customer service.

Edward L
— Dunedin —

Quick application, quick approval and quick payout. Perfection!

Jim K
— Hastings —

Rapid Loans Contact

Contact Number



Physical Address

Postal Address

  • Level 31, Vero Ctr, 48 Shortland Street, Auckland, 1010, New Zealand

Opening Hours

  • not available