Rating based on 45 reviews

Rapid Loans

  • Bad credit loans up to $10,000
  • Low-interest up to 47.75%
  • Repayment up to 48 months

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Author Rapid Loans. Screenshot of Rapid Loans website.
[Accessed March 6, 2023]

About Rapid Loans

Rapid Loans is the fastest and easiest alternative to many other lenders.

They offer bad credit loans NZ to help you meet your urgent cash needs. Since their establishment in 2003, Rapid Loans have already served more than 25,000 happy customers in New Zealand and Australia. They operate entirely online to make their loans easy and convenient for their customers situated all over the country.

Personalized loan applications

The fact that Rapid Loans operate online does not make them impersonal. Quite the opposite, they pay personal attention to every customer as their loans are made specifically for each customer’s needs. When you use their services, they will always take into account your individual needs and requirements.

Rapid Loans can assist you with absolutely everything necessary when it comes to instant loans online. They provide friendly and professional services and they strive to respond to all their client’s applications swiftly. They also offer great flexibility to accommodate you as their client perfectly.

Rapid Loans Services

You can obtain cash instantly with the expert finance services of Rapid Loans.

They have an online personal loan application process, which is simple and convenient for borrowers. Their online platform is reachable from any place in New Zealand as long as you have a computer with an internet connection.

Rapid Loans are always quick to get back to customers. The client can borrow anything from $1,000 to $10,000  whereby they can use it for whatever reason they require. Another benefit is that they pay the loan amount instantly, once all documents are signed and approved.

Quick online bad credit loans

The online system they use enables them to pay out the cash promptly so that any emergency can be sorted out with the same speed. Individual attention is given to every customer, including those seeking bad credit loans. Rapid Loans want you to know that their experienced specialists are always at your disposal.

Rapid Loans – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 47.75%
  • Loan Amount up to $10,000
  • Repayment 6 months to 48 months

Benefits of Rapid Loans

  • Quick online loans
  • Flexible loan terms
  • Bad credit loan options
  • Affordable loan rates

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Getting a bad credit loan is as easy as completing a quick online loan application

Getting a bad credit loan is as easy as completing a quick online loan application.

Rapid Loans offer New Zealanders in Auckland quick loans NZ to help them out of a financial situation. Getting a bad credit loan is basic when it takes only a couple of minutes to complete your application on the web.

As long as you have email and internet access, you can complete their online application within no time. Whenever you need credit urgently to cover your needs, you don’t need to look any further, Rapid Loans has got you covered.

Benefits of Rapid Loans

  • Fast online applications
  • Flexible loan terms and conditions
  • Bad credit loan options
  • Quick loan approvals
  • Affordable loan rates

Apply online in just a few minutes

To get a bad credit loan from Rapid Loans, you should do nothing more than fit the qualifying criteria, and apply on the web. It's so natural to get money when you require it.

If you want to apply for a loan online at Rapid Loans you just need a couple of minutes to finish the straightforward application structure on their online program, with a couple of points of interest and business elements.

After you have applied and submitted both your application and required documents, you will be able to know the outcome of your application within minutes after applying. Once your online application form is affirmed they may request some records to be looked over, to confirm you can bear the cost of the reimbursement arrangements. Rapid Loans will then personally contact you regarding your outcome.

Customer Reviews & Testimonials

I have used Rapid Loans before and I recommend it. Rapid Loans always has rapid payouts and great customer service.

Edward L
— Dunedin —

Quick application, quick approval and quick payout. Perfection!

Jim K
— Hastings —

Rapid Loans Contact

Physical Address

Postal Address

  • Level 31, Vero Ctr, 48 Shortland Street, Auckland, 1010, New Zealand

Opening Hours

  • not available