Rating based on 61 reviews

ASB Debt Consolidation


  • Debt consolidation up to $40,000
  • Low-interest starting from 12.95%
  • Repayment up to 7 years

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ASB homepage

Author ASB. Screenshot of ASB website. [Accessed September 6, 2021]

About ASB

Ever since it was opened in 1847, ASB has served individual New Zealanders and the community.

We help our customers grow so that our community can thrive. We have never stood still. Growth and innovation are in the core of our business. We continue to rethink the way in which people want to bank and manage their money to offer ever more advanced and flexible personal loan solutions.

We are not just another bank

We derive our inspiration from success. Every milestone reached by our customers inspires us to go on and deliver even more using our rich and diverse experience and expertise. This is perhaps the major reason why we have over 1.3 million customers including individuals, families and businesses.

ASB Services

With an ASB debt consolidation loan, you can take full control over your finances once again.

If you have piling credit card, hire purchase or other debt, we can assist you in the best possible way. With the consolidation loan, you will repay your existing debt quickly and have just one payment to make from now on.

You can make additional payments

There is a single once-off application fee which you need to pay to get started. It can be added to your loan to make things easier for you. You can use the debt consolidation calculator provided on our website to plan the ideal solution for you. You can make a loan application online, over the telephone or in any one of our branches in New Zealand.

ASB Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 12.95 – 17.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ASB

  • Use your loan to consolidate debts
  • Lower interest rates
  • One affordable monthly payment

We are the professionals when it comes to debt consolidation services in NZ

ASB Bank's debt consolidated loans in Auckland will take your budget to new heights – now you can have money to spend!

Consider your store cards, credit cards, loans and different debts, work out the amount you'll have to obtain on our easy to use loan calculator and see how much you can comfortable afford to lend.

Are you interested in getting rid of all your debts?

Just finish the application on the web or call 0800 100 600. Our consultants are extremely knowledgeable about financial aspects, and can assist you throughout the process. Should you need any advice or assistance, they are a call away.

Get your loan instantly approved. We will have an answer of your approved application within 24 hours. We will then forward you the loan agreement including the terms and conditions of the contract to sign.

Get your cash. For unsecured individual advances, once your advance has been affirmed and you've marked the credit records, we'll place cash in your account within the same day!

Loan fees and charges

  • 15.95% p.a. which can be variable
  • Variable rate personal loan (minimum amount of $2,000).
  • Loan charge of $250.00 may apply. You'll discover more points of interest on our rates and charges here.

Extraordinary motivations to pick us

  • Get approval on your debt consolidated loan within 24 hours
  • Make additional reimbursements whenever without any charges and no expenses
  • Take control, one instalment for every one of your debts
  • You can pay off your loan over up to 7 years

So if you are more than 18 and a New Zealand resident, you can apply for a loan online and obtain any sum over $2,000. ASB's loaning criteria, terms and expenses apply. Let us help you take control of your finances once more. Keeping your instalments at a minimum, and dissolving all your debts into one single instalment each month.

Customer Reviews & Testimonials

Thanks to ASB Bank I finally have control of my finances again.

Ryesen R.
— Tauranga —

The online loan calculator and the consultant I spoke to were both a huge help in allowing me to figure out a repayment term that I could easily afford.

Elsabeth B.
— Palmerston North —

ASB Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P.O. Box 35 Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed