Rating based on 61 reviews

ASB Debt Consolidation

Updated
  • Debt consolidation starting from $2,000
  • Low-interest starting from 12.90%
  • Repayment up to 7 years
ASB homepage
Author ASB. Screenshot of ASB website.
[Accessed March 7, 2023]

About ASB

ASB has served individual New Zealanders and their community ever since it was opened in the year 1847.

They help their customers grow to enable their community to strive. ASB has never stood still, therefore growth and innovation are the core of their business. They continue to rethink the way in which people want to bank and manage their money to offer even more advanced and flexible personal loan NZ solutions.

Not just your ordinary bank

ASB derives their inspiration from the success they achieve. Every milestone reached by their customers inspires them to go on. They even deliver more by using their rich and diverse experience and expertise. This is perhaps the major reason why they have over 1.3 million customers including individuals, families, and businesses.

ASB Services

With an ASB debt consolidation loan, you can take full control over your finances once again.

If you have a piling credit card, hire purchase or other debt, they can assist you in the best possible way. With a debt consolidation loan from ASB, you will be able to repay your existing debt within no time as well as only having one payment to make each month.

Pay off your loan quickly

There is a single once-off application fee that you need to pay to get your application process started. It can also be added to your loan amount if it will make the process easier for you to manage. ASB has made an online loan calculator available which you can use to plan the ideal solution for you. You can make a loan application online, over the telephone, or in any one of their branches in New Zealand.

ASB – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 12.90%
  • Loan Amount from $2,000
  • Repayment 6 months to 7 years

Benefits of ASB

  • Easy online application
  • Lower interest rates
  • One affordable monthly payment

ASB are the professionals when it comes to debt consolidation services in NZ

ASB Bank provides debt consolidation loans in Auckland which will take your budget to new heights, leaving you with extra cash to spend.

When looking into taking out a debt consolidation loan at ASB, you will have to calculate all your existing debts which will determine the loan amount you will have to apply for. You can then place your loan amount into the online calculator provided for you, to see if it fits within your budget.

Get rid of your debt with one loan

Just finish the application on the web or call 0800 100 600. ASB consultants are extremely knowledgeable about financial aspects and can assist you throughout the process. Should you need any advice or assistance, they are only a call away.

Get your loan instantly approved. ASB will have an answer to your approved application within 24 hours. They will then forward you the loan agreement including the terms and conditions of the contract to sign. Get your cash today. For unsecured individual advances, once your advance has been affirmed and you've marked the credit records, you will be able to receive your cash within the same day!

Debt consolidation loan - fees and charges

ASB has an interest rate of approximately 15.95 per annum with a minimum loan amount of $2,000 and a maximum amount of $40,000. The application fee of $250 may be charged and added to the loan amount.

You can also receive more points of interest on their rates and charges. ASB is best at supplying lower interest rates and affordable repayment terms for their customers.

Benefits of choosing ASB

  • Get approved on your debt consolidation loan within 24 hours
  • Make additional reimbursements whenever without any charges and no expenses
  • Take control of your finances
  • You can pay off your loan over 7 years

Requirements for a debt consolidation loan NZ

The minimum requirement for a debt consolidation loan at ASB is that you need to be over the age of 18 and a New Zealand resident. You can then apply for a loan online NZ and obtain any sum over $2,000.

ASB's lending criteria, terms, and expenses apply. Allow them to help you take control of your finances once more. Keep your installments at a minimum, and dissolve all your debts into one single installment each month.

Customer Reviews & Testimonials

Thanks to ASB Bank I finally have control of my finances again.

Ryesen R.
— Tauranga —

The online loan calculator and the consultant I spoke to were both a huge help in allowing me to figure out a repayment term that I could easily afford.

Elsabeth B.
— Palmerston North —

ASB Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed