Rating based on 53 reviews

Finance Now

  • Debt consolidation up to $20,000
  • Low-interest starting from 12.95%
  • Repayment up to 5 years

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Author Finance Now. Screenshot of Finance Now website.
[Accessed March 7, 2023]

About Finance Now

Since 2000, Finance Now has provided financial solutions to over 320,000 New Zealanders.

They offer secured and unsecured personal loans NZ and business loans which are flexible and quick to obtain. 

Fully owned by New Zealand

Finance Now have developed their product range in line with the needs of their customers to help them resolve difficult situations and make their dreams a reality. Just like Finance Now, their parent company, SBS Bank, places people first. When you go to visit them, they will look into your circumstances in addition to assessing the value of the security which you offer them, to provide the most suitable quick online loan for you.

When you go to them, you will work with people who are able to show full understanding regarding your situation. Their services are based on professionalism and they adhere to the highest industry standards.

Finance Now Services

It can be quite stressful to repay several different loans at the same time.

You have to watch out for the repayment amounts and dates. With a debt consolidation loan provided by Finance Now, you can pay off all of your existing debt and start making a single payment. Instead of needing to worry about all your different debts, you get to pay only one debt each month.

Affordable interest rates

You will be able to manage your finances and budget in a convenient and hassle-free way. In most cases, the weekly, fortnightly, and monthly payments which you will make on the new personal loan will be lower.

As a result, you will be at a lower risk of getting into debt in the future. Finance Now has convenient loans with affordable interest rates as well as terms and conditions. You can use the loan calculator on their website to find out how affordable the new loan will be to you.

Finance Now – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 12.9529.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Finance Now

  • Affordable debt consolidation loans
  • Flexible repayment terms
  • Lower interest rates

Apply for debt consolidation online & improve your cash flow today

Straightforward consolidation loans are offered in New Zealand through Finance Now. 

Consolidate the debts in your life

Having a bunch of diverse credits to pay off at a specific time, with different amounts, and to different companies has proven to be stressful and difficult. However, with a debt consolidation loan, you can basically take out one single advance to pay off a few others.

This implies you'll have one simple installment to take care of, sometimes it turns out to be lower than the previous installments. With debt consolidation, you'll feel in control and it is effortless!

Credit terms for debt consolidation loans

You can take advantage of their online loan calculator to work out exactly how much you can afford to borrow, and what your installments will be. Reimbursements incorporate a $275 application charge and a $10.50 month-to-month administration fee.

The full revelation of the greater part of the terms of your credit will be given to you preceding the conclusion of your advance. Installment Protection Insurance (PPI) is discretionary and has not been incorporated into the installment amounts. This will be explained in detail by the advisor who will assist you throughout your online loan application process.

A variety of loans to suit your needs and budget

Financed Now was established in the year 2000 to give individuals stress-free money-related items and administrations. From retail to individual advances (secured or unsecured) to business finance, they have built up an extensive variety of loan items to suit your needs. More than 320,000 New Zealanders have put their faith in Finance Now to see them through their difficult times.

With Finance Now, you can make sure you're managing your finances responsibly with a firm that knows and comprehends the needs of its customers. They are a neighborhood organization, 100% run and owned in New Zealand. You can feel free to contact them with any inquiries you may have.

Customer Reviews & Testimonials

The repayment on my one debt is much easier to manage and costs me less in interest than I was paying before.

Harry M.
— Nelson —

A very very affordable way to help one manage their debt. I got a personal loan to consolidate my debt and life has been better.

Samuel B.
— Hamilton —

Finance Now Contact

Physical Address

  • 114 Dominion Rd, Mount Eden Auckland Auckland Region 1024 New Zealand
  • Get Directions

Postal Address

  • PO Box 1204, Invercargill, 9840, New Zealand

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed