Rating based on 53 reviews

Finance Now


  • Debt consolidation up to $20,000
  • Low-interest starting from 12.95%
  • Repayment up to 5 years

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Finance Now homepage

Author Finance Now. Screenshot of Finance Now website. [Accessed September 6, 2021]

About Finance Now

Since 2000, Finance Now has provided financial solutions to over 320,000 New Zealanders.

We offer secured and unsecured personal loans and business loans which are flexible and quick to obtain. 

We are 100% New Zealand owned

We have developed our product range in line with the needs of our customers to help them resolve difficult situations and make their dreams reality. Just like us, our parent company, SBS Bank, places people first. When you come to us, we will look into your circumstances in addition to assessing the value of the security which you offer to provide the most suitable quick loan. When you come to us, you will work with people just like you who are able to show full understanding. Our service is based on professionalism and we adhere to the highest industry standards.

Finance Now Services

It can be quite stressful to repay several different loans at the same time.

You have to watch out for the repayment amounts and dates. With a debt consolidation loan provided by Finance Now, you can pay off all of your existing debt and start making a single payment. 

We have attractive interest rates

You will be able to manage your finances and budget in a convenient and hassle-free way. In most cases, the weekly, fortnightly and monthly payment which you will make on the new personal loan will be lower. As a result, you will be at lower risk of getting into debt in the future. We have attractive interest rates, fees and terms and conditions. You can use the loan calculator on our website to find out how affordable the new loan will be to you.

Finance Now Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 12.95 – 29.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Finance Now

  • Affordable debt consolidation loans
  • Flexible repayment terms
  • Lower interest rates

Apply for debt consolidation online & improve your cash flow today

Straightforward consolidation loans offered in New Zealand through Finance Now!

Consolidate the debts in your life

Having bunches of diverse credits to pay off at distinctive times, for distinctive amounts and to distinctive individuals can get to be distressing. However, with a debt consolidation loan you can basically take out one single advance to pay off a few others. This implies you'll have one simple instalment to take care of and, at times, a lower instalment to pay every week fortnight or monthly – you pick. With debt consolidation, you'll feel in control and it is effortless!

Finance Now's ordinary loaning criteria and credit terms apply

Take advantage of our online loan calculator to work out exactly how much you can afford to borrow, and what your instalments will be. Reimbursements demonstrated are characteristic just and incorporate a $275 application charge and a $10.50 month to month administration fee.

The full revelation of the greater part of the terms of your credit (counting the aggregate sum payable over the term of the advance) will be given to you preceding conclusion of your advance. Instalment Protection Insurance (PPI) is discretionary and has NOT been incorporated into the instalment amounts. This will be explained in detail by the advisor who will assist you throughout your online loan application process.

A variety of loans to suit your needs and budget

Financed Now was established in 2000 to give individuals like you individual, snappy, bother free money related items and administrations. From retail to individual advances (secured or unsecured) to business finance, we've built up an extensive variety of loan items to suit your needs - whatever they may be. More than 320,000 New Zealanders have believed us to see them back on the financial road to recovery.

With Finance Now, you can make sure you're managing your finances responsibly with a firm that knows and comprehends the needs of their customers. We're a neighbourhood organization, 100% run and owned in New Zealand. You can contact our group with any inquiries you may have.

Customer Reviews & Testimonials

The repayment on my one debt is much easier to manage and costs me less in interest than I was paying before.

Harry M.
— Nelson —

A very very affordable way to help one manage their debt. I got a personal loan to consolidate my debt and life has been better.

Samuel B.
— Hamilton —

Finance Now Contact

Physical Address

  • 114 Dominion Rd, Mount Eden Auckland Auckland Region 1024 New Zealand
  • Get Directions

Postal Address

  • PO Box 1204, Invercargill, 9840, New Zealand

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed