Rating based on 86 reviews

Pioneer Finance

  • Debt consolidation up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 7 years

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Author Pioneer Finance. Screenshot of Pioneer Finance website.
[Accessed March 7, 2023]

About Pioneer Finance

Pioneer Finance is based in Auckland and Wellington where we provide affordable financial solutions to the people of New Zealand.

Along with being a registered financial services provider, we are one of the most trusted lenders among New Zealanders. We believe that we understand what it takes to be a lender that offers loan services with our client's best interests in mind.

Friendly customer services      

One of the greatest things about Pioneer Finance is the fact that each and every one of our clients can be sure to only have to deal with one person. You won’t be shuffled around from one person to another. It is how we offer personalized service. 

Your Pioneer consultant will build a relationship with you and become familiar with your financial situation in order to assist you with the best possible debt consolidation loan.

Pioneer Finance Services

You will find a variety of loans and services, including personal loans, debt consolidation loans, car loans and business loans.

If you are a New Zealander and you are interested in any if these services, you can simply visit our website for more information on our loans or to apply for a loan. We offer various methods of applying for a loan, at your convenience.

Debt consolidation loans

We offer affordable debt consolidation loans that can help you consolidate all your debt into one, affordable payment. It helps you manage your finances and become debt-free. It also simplifies budgeting and allows for greater financial independence.

Save money on interest

It allows you to have a higher disposable income and save a lot of money on interest in the long run. So if you have too many payments to make and too much debt, perhaps it is time to consolidate.

Pioneer Finance – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 14.9527.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 7 years

Benefits of Pioneer Finance

  • Tailor-made debt consolidation loans
  • A fast and friendly service
  • Flexible repayment terms
  • Lower interest rates

Don't settle for anything less than the best debt consolidation services available in NZ

Operating in New Zealand, Pioneer Finance offers a variety of loans to locals.

We offer low costs and quality services – making them the perfect lender to consider if you want to find a loan that caters to your needs and requirements.

We are available nationwide online

While we do prefer to deal with our clients in person, we are also available online. So, if you do not live near one of our offices or you simply do not have time to come into the office, you can visit our website to apply for an online debt consolidation loan or one of our other affordable personal loans.

How to consolidate your debt with Pioneer Finance online

If you want to apply for a New Zealand debt consolidation loan online, you need to visit the Pioneer website and navigate to the online loan application page.

Here you will be faced with four steps where you need to enter information regarding your loan and your personal details.

Once you have completed the loan application, you can submit it and one of Pioneer Finance’s consultants will contact you. Thereafter, the loan application will be finalized.

Customer Reviews & Testimonials

I walked into a branch in Wellington and a wonderfully friendly and competent young lady helped me straight away. The best service I have ever received.

Karen M
— Hastings —

No long waiting periods for the loan to be approved or paid out. Everything was just smooth and efficient!

Angela W
— Rotorua —

Pioneer Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 97199, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed