Harmoney

Harmoney was founded with the aim of enhancing the lending industry and by doing so, they have been introducing a marketplace finance model that changes the way New Zealanders think about money, for good.

Their marketplace provides a simple way to access a variety of loans online - including debt consolidation loans, personal loans, and car loans.

Safe online application

They will request a quick assessment from you, which will allow them to add you to their list of clients. This is a legal requirement but it's also for your protection - both to ensure that you can afford the loan and also to ensure that no fraudulent activity is possible. This process is 100% online, so you can complete it within no time and without a hassle.

Harmoney is ranked 15th in the Tech Pioneers Top 50. The report was prepared by H2 Ventures, one of Australia’s leading venture capital firms, they have also received the support of Investec, a renowned specialist lender, and asset manager to back them up regarding any inquiries.

New Zealand’s first licensed peer-to-peer lending marketplace introduces the borrowers to their lenders. 

Transparent debt consolidation loans 

When dealing with Harmoney, you should know they are 100% open and transparent regarding their rates and fees. If you're thinking about getting a loan, you can check what interest rate will apply to you through their loan application process and you won't be charged a platform fee until your debt consolidation loan is funded. You can rely on Harmoney to get you the loan you need as well as a loan you can afford.

Merge your debts into one single loan

An affordable debt consolidation loan from Harmoney can make life so much easier for you, by combining your bills, personal loans online, credit card payments as well as other debt into one easy-to-manage loan. With a fixed interest rate and a regular repayment date on the calendar for your debt consolidation loan, it will make the process so much easier for you to handle.