Rating based on 34 reviews

My Finance

  • Debt consolidation up to $30,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author My Finance. Screenshot of My Finance website.
[Accessed March 7, 2023]

About My Finance

At My Finance, we like to help make your finances smoother, faster and less stressful.

So we offer a complete range of personal loans, motor vehicle finance and debt consolidation options to help you reach your goals faster.

Quick and easy

We’ve streamlined our services. With My Finance, you will discover how quick a debt consolidation loan service can be. Our fuss-free system lets you get your loan application completed and the money in your account quickly. It’s that easy – because it should be.

Affordable interest rates and repayments

My Finance interest rates for loans start from as little as 13.95%per annum. Our loans are required to be repaid by equal installments of principal and interest over terms of a minimum of 90 days and a maximum of five years. This will allow you enough time to easily repay your debt or you also have the option of repaying your debt sooner with a shorter repayment period. 

My Finance Services

No matter what loan you require, you will find that My Finance offers a variety of lending services, including debt consolidation loans, personal loans and even car financing.

We believe in helping New Zealander financially where they need it most without any of the red tape.

Repay only one loan

Roll your debts into one My Finance debt consolidation loan will move all your debts into one simple payment schedule, so you can stop worrying about multiple payments and varying amounts and enjoy the hassle-free way to repay your loans.

Flexible repayment options

Flexible repayments are available on your terms. At My Finance, we understand that different payment frequencies may be required to repay your loan. Once we’ve consolidated your debt for you, we can arrange a payment schedule that allows you to pay it back in a way that best suits your financial situation and budget. Choose from weekly, fortnightly or monthly payments over a period of three months to four years.

My Finance – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 13.95%
  • Loan Amount up to $30,000
  • Repayment 3 months to 5 years

Benefits of My Finance

  • Affordable debt consolidation loans
  • Flexible repayment options
  • Lower interest rates

Live debt free with the help of My Finance

With the help of one of their affordable debt consolidation loans, countless Kiwis have managed to repay their debt effectively and efficiently.

Competitive rates that will make you smile

With the most competitive rates in regard to loans and debt consolidation loans, you will be making a sound financial choice. Unlike many other lenders, they will take your individual circumstances into consideration.

Fast approval for your convenience

As soon as you finish applying for your loan we will make a speedy decision and a friendly staff member will get in touch with you.

They understand everyone’s circumstances are different and they are there to help. It is what makes them the type of lender that relates to your specific situation.

Customer Reviews & Testimonials

I enjoyed using the services on offer with My Finance. I was able to see and compare all the loan options available to me and make the best choice from there.

Mohamed H
— Whakatane —

The website is very simple and easy to use, can apply online. Great overall package.

Anika B
— Lower Hutt —

I could easily spot which loan option was the best for me in terms of both interest rate and repayment term.

Ronan O
— Palmerston North —

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