Rating based on 34 reviews

My Finance

Updated
  • Debt consolidation up to $30,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years
My Finance homepage
Author My Finance. Screenshot of My Finance website.
[Accessed March 7, 2023]

About My Finance

At My Finance, they aim to help make finances smoother, faster, and less stressful.

They offer a complete range of personal loans, motor vehicle finance, and debt consolidation options to help individuals reach their goals faster.

Quick and easy

My Finance has streamlined their services. With My Finance, customers will discover how quick a debt consolidation loan service can be. Their fuss-free system allows loan applications to be completed and the money to be in the account quickly. It’s that easy – because it should be.

Affordable interest rates and repayments

My Finance's interest rates for loans start from as little as 13.95% per annum. Their loans are required to be repaid by equal installments of principal and interest over terms of a minimum of 90 days and a maximum of five years. This provides enough time to easily repay the debt, or there is also the option to repay the debt sooner with a shorter repayment period.

My Finance Services

No matter what loan is required, My Finance offers a variety of lending services, including debt consolidation loans, personal loans, and car financing.

They believe in helping New Zealanders financially where they need it most, without any of the red tape.

Repay only one loan

Rolling debts into one debt consolidation loan moves all debts into one simple payment schedule, so individuals can stop worrying about multiple payments and varying amounts, enjoying a hassle-free way to repay loans.

Flexible repayment options

Flexible repayments are available on the individual's terms. My Finance understands that different payment frequencies may be required to repay a loan. Once they have consolidated the debt, they can arrange a payment schedule that allows it to be paid back in a way that best suits the individual's financial situation and budget. Options include weekly, fortnightly, or monthly payments over a period of three months to four years.

My Finance – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 13.95%
  • Loan Amount up to $30,000
  • Repayment 3 months to 5 years

Benefits of My Finance

  • Affordable debt consolidation loans
  • Flexible repayment options
  • Lower interest rates

Live debt free with the help of My Finance

With the help of one of their affordable debt consolidation loans, countless Kiwis have managed to repay their debt effectively and efficiently.

Competitive rates that will make you smile

With the most competitive rates in regard to loans and debt consolidation, you will be making a sound financial choice. Unlike many other lenders, they will take your individual circumstances into consideration.

Fast approval for your convenience

As soon as you finish applying for your loan we will make a speedy decision and a friendly staff member will get in touch with you.

They understand everyone’s circumstances are different and they are there to help. It is what makes them the type of lender that relates to your specific situation.

Customer Reviews & Testimonials

I enjoyed using the services on offer with My Finance. I was able to see and compare all the loan options available to me and make the best choice from there.

Mohamed H
— Whakatane —

The website is very simple and easy to use, can apply online. Great overall package.

Anika B
— Lower Hutt —

I could easily spot which loan option was the best for me in terms of both interest rate and repayment term.

Ronan O
— Palmerston North —

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