Rating based on 70 reviews

Loan Direct

  • Debt consolidation up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author Loan Direct. Screenshot of Loan Direct website.
[Accessed March 7, 2023]

About Loan Direct

Loan Direct is an experienced finance broker that will assist you with obtaining a debt consolidation loan that will help you become debt-free and with a higher disposable income.

Even though we are a finance broker, we are able to provide long or short-term loans through our parent company Loansmart Limited.

We respect your privacy

At Loan Direct we can assure you that your financial and personal details, as well as your loan application, will be treated with the utmost discretion and confidentiality. Both us and the lenders, that we associate with, are professional and reputable companies that focus on customer security.

Loan Direct Services

We offer a range of loan services at Loan Direct – each offered by highly experienced finance experts ready to assist you.

Our loans repayment periods range from a minimum of six 6 months to a maximum repayment period of 60 months.

Consolidate your debt

If you have a ton of credit card debt that you are struggling to pay off, then you can simply make use of our personal loan services to repay your debt. It is also a great way to save on interest, especially on high-interest-bearing accounts. The money you save will not only leave you with a greater disposable income but also allow you to save a larger amount in the long run.

Loan Direct – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 13.9529.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Loan Direct

  • Flexible loan repayment options
  • Convenient online loan calculators
  • Competitive debt consolidation loan deals

Consolidate your debt in a safe and affordable way

If you are looking to find a loan to consolidate your outstanding debt, you should visit Loan Direct who is a reputable lender and the first choice among New Zealanders.

In the years that Loan Direct has been providing financial and lending services, they have been able to help countless New Zealanders improve their financial situations and help them achieve their dreams.

Interest rates as low as 13.95%

At Loan Direct you can receive one of their many loans, including affordable debt consolidation loans, at an interest rate as low as 13.95% per year.

They will determine your own personal interest rate through the use of your credit history, the security you have offered, and your overall credit profile. The financial experts a Loan Direct will do everything in their power to find you the most affordable loans possible.

Bad credit is not a deal-breaker

If you have ever defaulted on payments, certain banks and lenders may see you as too great a risk to approve for a loan – unless it is a loan specifically designed for people with bad credit scores. Keep in mind that the interest rate on bad credit type loans is slightly higher but this is also dependant on the security you can provide for the loan.

If you need a debt consolidation loan but unforeseen circumstances have resulted in some bad credit, our financial advisors will help you find a loan that is suited to your unique situation.

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Loan Direct is a trusted & reliable provider of debt consolidation

In our review, Loan Direct adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Loan Direct is a registered credit provider in New Zealand: FSP617

Customer Reviews & Testimonials

An affordable interest rate combined with flexible repayment terms and good service. Great combination.

Eunice D
— Masterton —

Quick and easy online application. My loan amount was approved the same day and I had access to my funds to consolidate my debt the next day.

Isabel F
— Invercargill —

Loan Direct Contact

Physical Address

  • Level 4, 238 Broadway Newmarket Auckland Region 1023 New Zealand
  • Get Directions

Postal Address

  • P O Box 28 231, Remuera, Auckland, 1541, New Zealand

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed