Rating based on 57 reviews


  • Home loans up to $2,000,000
  • Low-interest starting from 10%
  • Repayment up to 30 years

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Author Non-Bank. Screenshot of Non-Bank website.
[Accessed March 7, 2023]

About Non-Bank

We are situated just 10 minutes north of Albany, Auckland, and we offer our services to surrounding areas.

We also have advisers in Central, South, East and West Auckland. In addition to this, Non-Bank provides a remote service using phone fax, phone, scan and email and this covers areas pretty much everywhere, such as Tauranga, Rotorua, Taupo and New Plymouth in the North Island and Nelson, Blenheim, Christchurch, West Coast, Queenstown and Invercargill in the South Island.

Our home loans

With a low deposit home loan you have the opportunity to own your own home. More people are now looking to non-banks and private lenders for help as first home buyers. It is the very reason why we are a preferred home loan lender for New Zealanders.

Non-Bank Services

Non-Bank offers a variety of lending services, including affordable home loans and bad credit loans.

Our team of friendly and accommodating staff are experts in their fields and will help you find a loan that suits your individual needs perfectly.

Bridging finance for your convenience

If already own property may be at looking trading up or down and require bridging finance. We have a number of private lenders who will consider bridging options, so you can buy the home you want now, or even stop a mortgagee sale by your bank, which will then allow you time to sell. 

Bad credit loans

Are looking to get a mortgage to buy a new home or to refinance and you have bad credit? We cater for individuals seeking loan approval with a bad credit history.

Non-Bank – Home loan

  • Loan Type Home loans
  • Interest Rate from 10%
  • Loan Amount up to $2,000,000
  • Repayment 1 year to 30 years

Benefits of Non-Bank

  • Apply for a bad credit home loan
  • Home loans with low deposits
  • Quick online loan applications

Get an affordable home loan despite your bad credit score

Non-Bank is a capable, quality lender that has been active in New Zealand for a long time now due to their brilliant loans and financing – not to mention their lenient qualifying criteria and low deposit options.

Apply for a home loan online

If you want to apply for a loan with Non-Bank, you will need to contact them either by phone or email or you can complete the online enquiry form that can be found on their website.

We are at your disposal all year round and will respond to your online enquiry within 12 hours, 7 days a week, 364 days a year.

Customer Reviews & Testimonials

Hands down the best service I have ever received!

Trevor D
— Wellington —

They get the job done without unnecessary complications. Non-Bank lives up to their reputation.

Rose-Marie S
— Lower Hutt —

Non-Bank's website is easy to maneuver, and gives you access to round the clock assistance should you have any questions to make the best decision for your individual needs. Rates, fees, and inte...

Clyde N
— Nelson —

Non-Bank Contact

Physical Address

Postal Address

  • PO Box 314 095, Orewa, 0946, New Zealand

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00