Onion Home Loans

Onion is the creation of a team of like-minded people combining their expertise and enthusiasm to establish a fresh financial services brand.

Onion's key purpose is to make buying or building your new home easy by providing skilled specialists in home loans, finance and insurance with extensive knowledge of the housing market and home building sector.

Our goal

Our goal is to make your financial experience easy and do such a great job, that every customer would recommend us to their closest friend.

The benefits of lending with Onion

• We are specialists in the field of quick online loans, banking and insurance and we will ensure you get only the products and services you need, tailored for your circumstances.
• You will receive negotiated pricing and the best possible terms of approval for your situation.
• Our established lender relationships provide for a streamlined process. We deal directly with the bank on your behalf or, if you prefer to stay with your own bank, we can deal with them too.
• On build projects, we deal directly with the bank and G.J.Gardner throughout the project for you, leaving you to enjoy the creation of your new home or investment property.

It is our job to know the mortgage market, so why not leave the hassle of trawling around the lenders to us, while you focus on the equally important task of securing your prized possession.

It is the surest way to ensure that you are receiving the best home loan deal out there, including the much-desired add-on services.

Shopping around

In today’s competitive banking and loan environment there is certainly an advantage in shopping around with there regularly being great incentives provided by banks to secure new customers. We are always informed on all these special deals and promotions, and negotiate the best overall online home loan deal for you.

A finance package designed to meet your needs

As with all lending, your personal circumstances will dictate the borrowing structure appropriate to your needs.

If you have a 20% deposit or equity in another property that allows you to contribute a minimum 20% equity, then you are well placed for funding your new purchase, providing, of course, you have the ability to service all loans. We will work with you to assess your options and ensure we deliver an affordable home loan package designed to meet your needs plus negotiate on your behalf, a highly competitive pricing package.