Rating based on 64 reviews

SBS Bank

  • Home loans up to $10,000
  • Low-interest starting from 5.29%
  • Repayment up to 30 years

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SBS Bank homepage
Author SBS Bank. Screenshot of SBS Bank website.
[Accessed March 7, 2023]

About SBS Bank

The SBS Bank was founded in the year 1869 and soon became one of the most loved and reliable financial service providers in New Zealand.

They are one of New Zealand's most productive and efficient financial providers, therefore when making use of the SBS Bank, rest assured because you will be assisted with their finest support during your time of hardship.

Materializing your dreams

At SBS Bank, they are all about helping people achieve their individuality as well as making those dreams come true. Part of that is providing assistance as well as assuring that all the needs of their faithful clients are met.

SBS Bank offers you the best home loans in NZ to assist in making your dreams a reality, whether you’re laying down roots for the first time, upsizing to suit the requirements of a growing household, planning your fantasy home or simply seeking an opportunity to enhance your wealth and financial status.

SBS Bank is more than equipped to supply your needs, whatever they might be. They will examine your circumstance. You will get to realize that going to SBS will under no circumstances disappoint. With them, you gain.

SBS Bank Services

At SBS, they offer a large range of financial services including a vast variety of loans.

From their basic personal loans that cover almost anything and everything you need, to their very affordable home loans, they allow you to buy your own home. Choices are available for deciding upon the most suitable home loan for both the wellbeing of your family and your pocket, financially speaking.

Choose the perfect home loan NZ

There are two types of loans terms. Principal and interest, and interest only. Principal and interest provide peace of mind by helping you pay off your mortgage faster with reimbursements of both principal and interest.

Interest-only allows you to defer your loan principal repayments by only paying interest for up to a maximum of five years, before reverting to a principal and interest term loan.

A flexible home loan provides control and flexibility to manage your home loan to your advantage. It also allows you to increase the amount that you would like to borrow. This all was put into place, to help you on your home loan hunt.

SBS Bank – Home loan

  • Loan Type Home loans
  • Interest Rate 5.2920% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 30 years

Benefits of SBS Bank

  • Easy loan application
  • Flexible home loans terms
  • Fixed interest rates

Buy your very own home with an affordable SBS Bank home loan

SBS Bank is one of New Zealand's quality lenders that has been helping people through their financial troubles for approximately 150 years.

Their loans are top-notch and allow their clients to succeed in life as well as to materialize their dreams.

Creating a personal bond

SBS is known as a member-owned bank, filling its members with utter satisfaction and content. When you become a part of the SBS family you can without a doubt expect only top-class assistance.

They are committed to creating a partnership, primarily focused on helping and supporting you on the journey to financial independence. SBS is fully dedicated to all of its clients by building a mutual trust with reciprocal benefits and most of all companionship, along with respect.

From your first home loan to investing, retirement and anything in between, SBS Bank strives to assist you with any possible query, as well as assistance with applications to any kind of loan. They believe that’s the way banking should be.

Apply for an online home loan today

Start your home loan application process by providing your personal information. One of SBS’s home loan specialists will contact you within the next day to discuss your financial situation.

You will need to avail basic information regarding yourself, such as your name, location and contact details etc. They will also need details regarding your household, which includes your annual household income and the number of dependents, etc.

Furthermore, in order to secure your home loan, you will need to provide property information and information regarding your loan. Once completed, submit your online loan application and SBS Bank will be in touch with you as soon as possible. Take this opportunity to turn your dreams into a reality.

Customer Reviews & Testimonials

Top-notch service, and manageable rates, fees and terms. Initiation fee could come down a bit though.

Gary B
— Christchurch —

Tried the website, was unable to submit my documents due to an error, and had to drive to the branch. Other than that, they're decent.

Dylan S
— Palmerston North —

SBS Bank has the best comparison rate and prices. Wouldn't spend a cent anywhere else.

Frank H
— Nelson —

SBS Bank Contact

Physical Address

Postal Address

  • SBS Bank, PO Box 835, , Invercargill , 9840, New Zealand

Opening Hours

  • Monday 09:00 – 15:00
  • Tuesday 09:30 – 15:00
  • Wednesday 09:00 – 15:00
  • Thursday 09:00 – 15:00
  • Friday 09:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed