Cash Train

image of Cash Train
image of Cash Train

About – Cash Train

With Cash Train, you can get a quick short term loan and use it conveniently and safety.

Our service is fast, trustworthy and transparent. There are no hidden fees to worry about.

Our management has combined experience in the consumer credit industry of over 60 years. We have a 24-hour guarantee on our loans. If you have a change of heart, you can inform us within 24 hours and repay the borrowed amount.

a registered financial service provider

Cash Train is the trading name of First Stop Money Pty Ltd, which is part of the Australian PAID International Ltd. We are a registered financial service provider in New Zealand.

We participate in the scheme for external dispute resolution provided by Financial Services Complaints Limited. Together with our parent company, we help more than 5,000 people every month.

Services – Cash Train

Deal with unexpected expenses in the most effective way by using the instant loan solutions of Cash Train.

Get the money which you need now and repay it on your next payday. It is that simple. There are many reasons why consumers in New Zealand turn to us.

Whether you have to make urgent car repairs or organise a party for a special someone, we are here to help.

meet your short term financial needs

We welcome applications from New Zealand residents who are over 18 years of age and earn a monthly income of $1,300 or higher.

We have a short and simple online loan application process. Once you apply, we will inform you of our decision within minutes.


Summary of Services

  • Payday Loans
  • Short Term Loans 
  • Instant Cash Loans


The answer for New Zealanders who Need Emergency Cash Fast

Cash Train in Tauranga offer an answer for New Zealanders who Need Emergency Cash Fast. We offer our clients emergency loans ranging from $100 to $1000 repayable over adaptable terms of 16, 21 or 30 days.

For the comfort of our customers we offer Direct Debit reimbursement arranges. This permits you to spare time on hurrying to the bank each month to pay your advance. Every one of our procedures is electronic, including our straightforward and snappy online application process.

A Transparent Lender that let's you know where you stand

Once your application is finished, which just takes a couple of minutes of your time, you will instantly know all the fees and rates which are included, and how much money you will need to repay each month or week. We will do all the calculations for you so you know precisely what is going on once you are approved.

We may do a few minor checks to see if you are able to manage your payments comfortably, and see if you are liable for a quick loan. But these are all normal checks to ensure we don’t give you cash you cannot afford to pay back.

We likewise offer a diverse range of loan options including:

  • Micro loans
  • Payday loans
  • Small Cash loans
  • Cash Advance loans
  • Same Day Cash loans

We are ever increasing our ability to speed up our financial offerings, and ensure that our clients get the very best quality service from Cash Train. Thousands of happy customers will speak highly of our generous options and ability to adapt and customise our instant cash loans according to each of our client’s needs.

Should you meet the basic straightforward criteria, of being more than 18 years of age, be a permanent resident in New Zealand, and have a month to month wage going into your bank account. We see no other reason why you shouldn’t qualify for some emergency cash!

 Contact Details

147 Cameron Rd, Tauranga, Bay of Plenty Region, 7140, New Zealand
Ph: 0800 422 337
Em: [email protected]
Em: [email protected]

 Postal Address

PO Box 22, Seventh Avenue Mail Centre, Tauranga, 3140, New Zealand

 Opening Hours

  • Monday 11:30 – 20:00
  • Tuesday 11:30 – 20:00
  • Wednesday 11:30 – 20:00
  • Thursday 11:30 – 20:00
  • Friday 11:30 – 20:00
  • Saturday Closed –
  • Sunday Closed –