Rating based on 71 reviews

Cash Train

Updated
  • Quick loans up to $1,500
  • Low-interest starting from 35.2%
  • Repayment up to 38 days
Cash Train homepage
Author Cash Train. Screenshot of Cash Train website.
[Accessed March 6, 2023]

About Cash Train

As a brand of First Stop Money Pty Ltd, Cash Train provides short-term loans in New Zealand. Its borrowing service is speedy, convenient, and completely transparent.

The management team has more than 60 years of combined experience. When taking a quick loan from Cash Train, customers can take advantage of the 24-hour money-back guarantee. If a customer changes their mind after receiving the loan, they simply need to inform the company within 24 hours and repay the borrowed amount.

There are no hidden fees and charges

First Stop Money Pty Ltd is a registered provider of financial services and services more than 5,000 happy customers every month. The company participates in the external dispute resolution scheme of Financial Services Complaints Limited.

Cash Train Services

Cash Train quick loans provide financial peace of mind, enabling customers to manage their budget perfectly until the next payday.

Quick cash loans for financial emergencies

These loans are useful for paying unexpected bills, making emergency home or car repairs, or organizing a party for a loved one. Cash Train helps meet short-term financial needs effectively, which is its specialty. New Zealand residents over 18 years of age with a monthly income exceeding $1,300 can apply for a loan directly on the website. The company will respond within minutes to inform applicants of the outcome.

Cash Train is a registered service provider, and customers deal directly with the company.

Cash Train – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 35.2%
  • Loan Amount up to $1,500
  • Repayment 10 days to 38 days

Benefits of Cash Train

  • Reliable bad credit loan options
  • transparent loan service
  • Instant loan payouts

Quick loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get on the Cash Train and experience fast, simple money in minutes!

Need some quick cash? Let Cash Train assist with a quick loan. If the financial month feels tight, ends aren’t meeting, and there are still a number of accounts left to pay, customers can hop on the "Cash Train" and experience fast, simple money in minutes!

There are numerous reasons why individuals all over New Zealand utilize online loans from Cash Train to get them from A to B. It might be to cover bills, pay for essential repairs, or simply have extra cash to enjoy a special event or vacation.

Whatever the cash need, Cash Train can help

If a customer is 18 years old, earning over $1,300 every month, and a New Zealand resident, they can apply now and get pre-approval (subject to confirmation) within minutes.

Apply Now! Get cash by tomorrow and rid yourself of financial stress

For those needing a small amount of cash in a hurry (up to $1,500), with the goal of paying it off quickly and avoiding lingering debt, Cash Train is the right choice.

To check eligibility, applicants must be over 18, earn at least $1,300 every month, and be a permanent resident of New Zealand. If the criteria are met, completing the simple application only takes a few minutes (depending on typing speed!), and Cash Train will instantly confirm eligibility and provide details on the loan amount available based on the information provided.

Cash Train will guide customers throughout the application process, ensuring they aren't burdened with overwhelming debt they cannot afford to repay.

Let Cash Train assist in getting the quick cash loan that is needed and wanted.

Customer Reviews & Testimonials

Very impressed with the speedy online application process and approval rate. My money was paid in almost immediately.

Annabel A.
— Rotorua —

The application process is super easy to understand, and completing it takes less than five minutes. My loan was approved in less than an hour.

Georgia P.
— Queenstown —

Cash Train Contact

Physical Address

  • 147 Cameron Road Tauranga Bay of Plenty Region 7140 New Zealand
  • Get Directions

Postal Address

  • PO Box 22, Seventh Avenue Mail Centre, Tauranga, 3140, New Zealand

Opening Hours

  • Monday 11:30 – 20:00
  • Tuesday 11:30 – 20:00
  • Wednesday 11:30 – 20:00
  • Thursday 11:30 – 20:00
  • Friday 11:30 – 20:00
  • Saturday – Closed
  • Sunday – Closed