Pretty Penny Loans

image of Pretty Penny Loans
image of Pretty Penny Loans

About – Pretty Penny Loans

Pretty Penny Loans is a first stop for many New Zealanders looking for a quick cash loan at an affordable interest rate with flexible repayment times.

Well-established and reliable

We are a very transparent lender - you can find out exactly what a quick cash loan from Pretty Penny Loans will cost you and this will include the interest and $24 set up fee, which is standard for all of our loans.

What's more, is that we are the only lender in New Zealand that will allow customers to apply for a loan over the phone. We also allow people to apply online - simply put we value your time and your business and do our best to make the process as simple and quick as possible.

Get a quick cash loan in an emergency

Our quick cash loans are ideal for paying for unexpected medical bills, emergencies and more.

If you need a short term cash loan - Pretty Penny Loans is the best place to get it - we offer lower rates than our competitors, have one of the best customer service standard and very flexible repayment and loan term options.

Services – Pretty Penny Loans

There are so many benefits when applying for a loan with us, including high approval rates, a short loan application process, quick deposits and so much more.

Apply for a loan between $50 and $500

We offer quick cash loans of between $50 and $500 to any NZ resident who can provide a bank statement. That's right - you can apply for an affordable quick cash loan from Pretty Penny Loans with just your bank statement. In addition, we have some of the most competitive rates on the market and have very flexible repayment terms that can make it easier for you to repay the loan without incurring too many fees and interest.

Choose a repayment period that suits you

You can repay your loan in one to four instalments and in between one to eight weeks - even though we only offer small quick loan amounts, our very flexible repayment option help people who need credit but cannot afford to repay the entire loan amount in one single payday.

Our application and approval process can be completed from the comfort of your own home in just 20 minutes - either online or via the telephone.


Summary of Services

  • Payday Advance
  • Quick Cash Loans
  • Short Term Loans
  • Same Day Loans
  • Emergency Cash Loans


Countless New Zealanders are choosing Pretty Penny as their go-to lender so why shouldn’t you?

This is a reputable lender that is the perfect choice for anybody new to the lending process or who is unhappy with their previous lenders.

Apply for a loan in less than 2 minutes

Once you are ready to apply for a loan at Pretty Penny, you can fill in their simple online loan application that can be found on their website or request a call back by filling in the online callback form.

If you do not want to apply online you can also call Pretty Penny and they will gather all the information that is needed in order to process your application and provide you with an easy quick cash loan. If you are an existing customer all you need to do is send them a text message or log into to the existing customer section on their website where you will be able to apply for a loan in under two minutes.

 Contact Details

New Zealand
Ph: 0800 835 356
Fx: 09 523 6772
Em: [email protected]

 Postal Address

PO Box 11360, Palm Beach, Papamoa, 3151, New Zealand