Rating based on 95 reviews

Pretty Penny Loans


  • Quick loans up to $5,000
  • Repayment up to 42 days

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Pretty Penny Loans homepage

Author Pretty Penny Loans. Screenshot of Pretty Penny Loans website. [Accessed September 13, 2021]

About Pretty Penny Loans

Pretty Penny Loans is the first stop for many New Zealanders looking for a quick cash loan at an affordable interest rate with flexible repayment times.

Well-established and reliable

We are a very transparent lender - you can find out exactly what a quick cash loan from Pretty Penny Loans will cost you and this will include the interest and $24 set up fee, which is standard for all of our loans.

What's more, is that we are the only lender in New Zealand that will allow customers to apply for a loan over the phone. We also allow people to apply online - simply put we value your time and your business and do our best to make the process as simple and quick as possible.

Get a quick cash loan in an emergency

Our quick loans are ideal for paying for unexpected medical bills, emergencies and more. If you need a short term loan - Pretty Penny Loans is the best place to get it - we offer lower rates than our competitors, have one of the best customer service standard and very flexible repayment and loan term options.

Pretty Penny Loans Services

There are so many benefits when applying for a loan with us, including high approval rates, a short loan application process, quick deposits and so much more.

Apply for a loan between $50 and $500

We offer quick cash loans of between $50 and $500 to any NZ resident who can provide a bank statement. That's right - you can apply for a quick payday loan online from Pretty Penny Loans with just your bank statement. In addition, we have some of the most competitive rates on the market and have very flexible repayment terms that can make it easier for you to repay the loan without incurring too many fees and interest.

Choose a repayment period that suits you

You can repay your loan in one to four instalments and in between one to eight weeks - even though we only offer small quick loan amounts, our very flexible repayment option help people who need credit but cannot afford to repay the entire loan amount in one single payday. Our application and approval process can be completed from the comfort of your own home in just 20 minutes - either online or via the telephone.

Pretty Penny Loans Quick loan

  • Loan Type Quick loans
  • Loan Amount up to $5,000
  • Repayment 7 days to 42 days

Benefits of Pretty Penny Loans

  • High loan approval rates
  • Quick and easy loan applications
  • Flexible repayment terms

Countless New Zealanders are choosing Pretty Penny as their go-to lender

This is a reputable lender that is the perfect choice for anybody new to the lending process or who is unhappy with their previous lenders.

Apply for a loan in less than 2 minutes

Once you are ready to apply for a loan at Pretty Penny, you can fill in their simple online loan application that can be found on their website or request a call back by filling in the online callback form.

If you do not want to apply online you can also call Pretty Penny and they will gather all the information that is needed in order to process your application and provide you with an easy online loan. If you are an existing customer all you need to do is send them a text message or log into to the existing customer section on their website where you will be able to apply for a loan in under two minutes.

Customer Reviews & Testimonials

The professional consultants are on hand to iron out any potential questions you might have, or information that you don’t understand. They explained the online application process to me and I wa...

Ada C.
— Christchurch —

PPL delivers the best service in terms of quick cash loans: their friendly consultants and super-fast approval rates cannot be beaten.

Loulou D.
— Palmerston North —

Quite pleased with the service received. I struggled a bit with the application process but was able to complete it without assistance. The loan was approved within two hours.

Eva K.
— Rotorua —

Pretty Penny Loans Contact

Contact Number



Physical Address

Postal Address

  • PO Box 11360, Palm Beach, Papamoa, 3151, New Zealand

Opening Hours

  • not available