Rating based on 76 reviews


  • Quick loans up to $1,000
  • Low-interest up to 227%
  • Repayment up to 45 days

In-page navigation

Ferratum homepage
Author Ferratum. Screenshot of Ferratum website.
[Accessed March 6, 2023]

About Ferratum

Get a quick loan from a global lender that has been in the financing industry since 2005, helping Kiwis avoid hopeless situations and assisting them to reach their dreams.

Enjoy fast, simple, 100% online finance solutions in your time of need. They work hard to ensure a service that is friendly, efficient, trustworthy, and professional.

You can apply for a loan online from any device or if you prefer a more personal touch, you can visit one of their branches across over 24 different countries. The application is extremely quick and you will receive an answer on the spot.

Get your first quick loan for free

They are so sure that you will be happy with their service that they will allow you to try your first loan completely free, how great is that? No charges, loan fees, or interest, you only have to repay the amount you borrowed. This is exclusively available for new customers for loan amounts of up to $300 over 30 days.

Access assistance from a team that is very transparent and upfront about their charges, so you will always know exactly what you will be paying and can accept their agreement with confidence and peace of mind. You can receive the funds into your account within less than 24 hours.

Ferratum Services

Borrow a cash amount of $100 to $1900 over up to 45 days at reasonable rates.

You can also borrow more if it is needed as they can offer you between $500 and $5000 over up to 6 months upon your request. Their goal is to get you the cash you need fast and without any hassle or paperwork.

They’ve even streamlined the repayment process for you by directly debiting your nominated account at a time of your choice, so you don’t have to stress about missing a payment by accident. They offer a variety of quick loans such as microloans, short-term loans, quick advance loans, same-day loans, and more.

Where your credit score won’t hold you back

Get an amount between $100 and $1900 even if you have a bad credit score as they might overlook your score and focus more on if you can afford the repayments. Their relationships are built on trust and they believe in second chances.

Obligation-free quotes

No matter what loan you apply for they will offer you the opportunity to get a quote without any obligation and without affecting your credit score at all. This allows you to see exactly what you can qualify for before you decide to proceed and it is free of charge and super-fast as well.

Ferratum – Quick loan

  • Loan Type Quick loans
  • Interest Rate 227%
  • Loan Amount up to $1,000
  • Repayment 7 days to 45 days

Benefits of Ferratum

  • Flexible terms
  • Quick loan payouts
  • Rewards for return customers
  • Apply online

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

We provide quick financial solutions for cash emergencies

You can apply for a quick loan online NZ – stress-free, no paperwork, no fuss.

Quick steps to get you the cash you need

Step one: You can apply at a branch or online. This will only take a few minutes of your time and you will have to provide them with some basic information about yourself, where you stay, your income and expenses, and why your need the loans as well as the amount you need and the term you would prefer. Enjoy a quick paperless process.

Step two: Wait a few minutes for them to look at the information you provided; they will shortly let you know what you qualify for.

Step three: They will pay your cash into your account within 24 hours or less.

Their lending criteria: 

  • Have an income.
  • Be a citizen.
  • Be 18+.
  • Have a current account.

The benefits of choosing Ferratum 

  • You can spend the money with no restrictions.
  • Paying back the loan with them is quick and easy with their direct debit system ensuring that you’ll never miss a payment.
  • If you are a return customer you will be rewarded by being able to borrow more money and apply even quicker for your next loan.
  • They will always prioritize your needs.
  • They are responsible lenders that will make sure that you can afford the loan they give you.
  • A bad credit score won’t prevent them from helping you with cash.
  • Their quick loans nz are easily approved and you can have access to cash within 24 hours
  • Flexible terms.
  • The option of visiting a branch or applying completely online.

Customer Reviews & Testimonials

I required the assistance of the friendly consultant in order to fully complete the application process online. My loan was approved in two hours and I had the money that afternoon still.

Lillie S.
— Palmerston North —

I finally found a company that approved my loan; they did so in less than an hour! Super stoked with how fast and reliable they are.

Francesca A.
— Gisborne —

Ferratum Contact

Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0745, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed