Rating based on 58 reviews



  • Instant loans up to $1,000
  • Low-interest up to 227%
  • Repayment up to 45 days

In-page navigation

Ferratum homepage

Author Ferratum. Screenshot of Ferratum website. [Accessed April 17, 2018]

About Ferratum

With Ferratum NZ, you can borrow up to $1,000 for 45 days. We are expert providers of payday loans, cash loans and cash advances.

Our job is to help you meet any unexpected expenses throughout the month. Our service is completely confidential. We will not contact your employer or another related party. Our existing customers can apply with text messages via a mobile phone or over the internet and get approved within 4 minutes.

You can quickly apply online

We are part of Ferratum Group, a leader in micro-lending operating in over 20 countries around the world. It has thousands of satisfied customers because of its reliable and professional instant cash loan service. In 2005, the company made a major breakthrough with the launch of its Mobile Microloan in Europe.

Ferratum Services

The Ferratum quick cash loans are recognised for their speed, convenience and efficiency. You can borrow between $100 and $1,000.

You can select any personal loan amount within this range depending on your needs and requirements. We offer a flexible repayment term which can range from 7 to 45 days. You decide when to pay us back.

You can save on interest with a shorter term

We work with customers from all financial and credit backgrounds. We are able to reward those with good credit history. With us, you can have the cash in your account on the same day when you apply for a loan online.

We offer a super fast service for existing customers who can apply via a text message and get approved in just 4 minutes.

Ferratum Product Details

  • Loan Type Instant loans
  • Interest Rate 227%
  • Loan Amount up to $1,000
  • Repayment 7 days to 45 days

Summary of Services

  • Quick loan payouts
  • Apply online 24/7
  • Flexible repayment terms

Need cash in a hurry? Apply for an instant loan & get instant loan approval

Ferratum in North Shore offers New Zealanders the opportunity to get instant loans for when they need it most. Our loaning site is snappier, less invasive and works well for all new and existing customers wanting to get cash instantly for those times of crises.

It's our consistent obligation to offer you the speediest and simplest form of credit in times that count the most, we know that there are times in life that call for urgent cash, and these come up at times when we least expect them to. We are here to help you with Money wherever, at whatever time.

How will you benefit from our fast emergency cash loans

  • Amazing administration conveyance – unparalleled turnaround times
  • Friendly customer administration don't hesitate to call us whenever on the off chance that you require help
  • Our customers are our top priority; - we locate the best rates and an advance that suits you as a person.

Get your loan online

We are continually hoping to enhance our administration conveyance to our customers, so we encourage our new and existing customers to give input on their experience with us.

From the feedback we get from our valued clients, we work towards improving areas that need to be dealt with, and focus on the areas that we a strong at, which is providing a superior service to our clients.

It’s not just our online loan application process that is basic and quick, we offer the online platform as well for the convenience of all our clients.  

Don't waste time on paperwork

Unlike other larger banking firms, we don’t waste our time or yours on paperwork, days or weeks waiting for an appointment, or months to receive the quick cash loan you need.

We see no reason why you should wait a minute longer than necessary to get cash. As long as you meet the requirements of our criteria, and are able to repay your loan on time, you should be able to qualify immediately.

Customer Reviews & Testimonials

Really interactive and informative website, I was able to get a loan estimate and apply all within a few minutes.

Kipp R
— Queenstown —

The day I applied for my loan I was approved and the funds were in my account the same day as well. That is what I call service.

Ayden R
— Hamilton —

Very affordable short term loan option, I would highly recommend their services.

Tristan W
— Christchurch —

Ferratum Contact Details

Physical Address

Postal Address

  • PO Box 33-1009, Takapuna, 0745, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed