Rating based on 1,191 reviews
About – Loansmart
Loansmart eliminates the bureaucracy associated with taking out personal loans.
Loansmart is a major alternative to the big banks
With us, borrowing is quick and easy. We are a boutique micro finance company dedicated to working individually with each customer. This enables us to offer a personalised solution which can be used effectively and safely. We have a strong reputation for offering quick cash loans at competitive rates coupled with excellent customer service.
Quick financial solutions
We have fast response times and cash transfers to ensure that our customers get their money on time to resolve a cash emergency or to make an important purchase. Our team of professional financial consultants and experienced managers works constantly to develop ever better products and services which will bring even greater customer satisfaction.
Services – Loansmart
When life throws a challenge at you, you can be confident that you can overcome it with the professional assistance of Loansmart.
We will be there for you to help you finance holidays, special occasions and other important projects and events.
Our personal loans are speedy and easy to obtain
They can be fully customised to match your needs. You can select the loan amount and the repayment term. We can draw a personalised repayment schedule for you based on a weekly, fortnightly or monthly instalments in line you’re your income and spending. You can use the different loan calculators on our website to determine how much you would like to borrow. We are here to answer all of your questions and to help you with anything which you may need.
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Summary of Services
- PERSONAL Loans
- DEBT Consolidation Loans
- CAR Loans
- PROPERTY Loans
Faster approval & low interest rates with Loansmart's personal loans
Loansmart personal loans in NZ have opened a pathway for Kiwis searching for faster loan options.
Whatever your budgetary necessities, regardless of what your loan needs are, get it going with a personal cash loan from Loansmart. Get the advantages of low interest rates for the lifetime of the credit.
A Loansmart personal cash loan can be utilized for anything
Pay for a fantasy wedding, go on a great holiday, pay off your financial obligations or do that anticipated house revamps you been meaning to do. Altered repayment terms through straightforward and transparent support of our customers – no hidden costs down the line – you know precisely what to budget and plan for each month.
We offer our customers competitive rates
Pay just a low percentage each annum which is an altered rate all through your advance period. We come to a calculated rate in terms of the amount you borrow, making the loan more affordable and customised to your budget.
We will loan you the cash according to what you can afford, not letting you sink into a deep hole of debt. Altered set month-to-month repayments for the lifetime of the advance guarantees that are aware of what you are paying each month, and able to budget properly through consistency. Your instalments can be deducted straightforward from your banking account, taking the hassle out of having to go to banks to deposit them, another way of making our service convenient for you.
Pick the terms that suit you!
You get the chance to choose terms to fit your financial plan to pay off your personal cash loan. No security required when you apply for a loan – no compelling reason to put your home down as guarantee! We have the loan products you have been looking for, the service that offers a complete financial solution for all our clients.
Customer Reviews & Testimonials
Loansmart is an excellent finance provider, very transparent and affordable.
— Dunedin —
Very competitive rates and easy to manage repayment terms.
— Nelson —
Getting a Loansmart loan has been a pleasure, it took very little time and my money was in my account the next day.
— Wellington —
Ph: +64 800 255 155 / (09) 529 4566
Fx: (09) 529 4561
Postal AddressPO Box 28 231, Remuera, Auckland, 1541, New Zealand
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday – Closed
- Sunday – Closed