Rating based on 49 reviews

Cant Wait Loans

  • Quick loans up to $1,500
  • Low-interest up to 39.99%
  • Repayment up to 70 days

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Author Cant Wait Loans. Screenshot of Cant Wait Loans website.
[Accessed March 6, 2023]

About Cant Wait Loans

Get a quick loan through a secure process that is 100% online with a company that cares, they are open 365 days a year.

A 100% New Zealand-owned and operated company, so you will be dealing with experts with a local understanding. They have been in the business of helping Kiwis in their times of short-term cash shortfalls for almost 50 years now. To ensure that you will comfortably be able to repay your loan they encourage responsible lending and want to be there when you need them.

Getting the fastest quick loan in NZ

Receive the cash you need in only 60 minutes from acceptance. Access an online quick loan between $250 and $2000 with flexible repayment terms where you can pay it back immediately as there is no minimum term or over up to 15 weeks. They will also email you.

If you are a returning customer, you can use their simple but sophisticated online loan NZ renewal process. They understand that life can throw its hurdles at you at a time you least expect it and they have a solution for every situation. Use their quick loan calculator to see how much you could borrow, then fill out their quick and easy loan application form to apply in just a few minutes.

Cant Wait Loans Services

Access cash instantly when you need it the most, it only takes a few minutes.

Is it a high-power bill that just popped up? A car that just broke down? You kid that needs money for a tour? Well, whatever the need or emergency that simply can’t wait, Can’t Wait Loans can help you quickly and easily.

Get out of a tricky situation whenever you need to. Can’t Wait Loans have a solution for every situation and experienced staff that are ready to go the extra mile for you when you need them to.

Easy repayments terms

With Can’t Wait Loans you don’t have to stress about going into the bank and making a payment on time as they have a very easy and user-friendly method to help their clients to manage their loans.

You can just sit back and relax, as they will send you a reminder before your direct debit is due. You also have the option of repaying your online quick loan earlier at no additional charge.

Cant Wait Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate 39.99%
  • Loan Amount up to $1,500
  • Repayment 24 hours to 70 days

Benefits of Cant Wait Loans

  • Repay your loan early without penalties
  • Apply 100% online
  • Instant loan approvals

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick cash loans from Cantwait.com is hassle-free, fast & direct

Returning customers have more benefits and will be able to apply much faster and easier than new coming clients.

This means that once you’ve had your first loan with Can’t Wait Loans you are part of their family and can easily borrow again with them whenever you need it, most probably at a better rate too.

Apply in only 3 easy steps

Step 1: Use their online calculator to create a loan that will suit your needs and budget in terms of the amount and repayment period.

Step 2: Apply for a loan online by filling in their online loan form. This will only take a few minutes. They will ask for some basic information like your income, expenses, and personal details.

Step 3: Once approved, you can agree if you are happy with the terms and receive your funds in your account within only 60 minutes!

Application requirements 

  • You’ll need to be an NZ citizen or have permanent residency.
  • Be in paid employment earning $350 or more after taxes each week.
  • Be aged 18 years or older.
  • Have a bank account that has been open for longer than 3 months.
  • Two contact phone numbers.
  • Not be Bankrupt or under an SIO or NAP.
  • Can afford a loan repayment.
  • Proof of ID like a Driver's Licence or Passport.
  • Proof of address.
  • Have Internet Banking.

The advantages of having a quick loan with Can’t Wait Loans

  • Instant cash – within 60 minutes.
  • Quick application process.
  • 100% online.
  • 100% New Zealand-owned and operated.
  • Affordable loans.
  • Flexible repayments
  • Tailored loans
  • Friendly and helpful staff
  • Even quicker assistance when you are a returning customer.
man holding thumbs up

Cant Wait Loans is a trusted & reliable provider of quick loans

In our review, Cant Wait Loans adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Cant Wait Loans is a registered credit provider in New Zealand: FSP1965

Customer Reviews & Testimonials

I applied for a quick loan to cover some unforeseen expenses; luckily my loan was approved in less than two hours, and I had the money that same afternoon.

Tia J.
— Christchurch —

Super friendly service from the consultant; I needed expert advice on the application process. My loan was paid out in less than two hours.

Natalia P.
— Dunedin —

Cant Wait Loans Contact

Physical Address

  • 120 Third Avenue Tauranga Bay of Plenty Region 3110 New Zealand
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed