Rating based on 84 reviews

Cash Converters Loans

  • Quick loans up to $1,500
  • Low-interest up to 49.95%
  • Repayment up to 12 months

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Author Cash Converters. Screenshot of Cash Converters website.
[Accessed March 6, 2023]

About Cash Converters

A little short on cash? Have unexpected expenses like a car that needs repairs or a wedding overseas? Well, Cash Converters has the quick cash you are looking for.

They have multiple stores all over New Zealand for you to visit or you can just apply online in less than 5 minutes. Scared that you will not be able to repay the loan, don’t panic they are responsible lenders that will ensure that they give you a repayment plan that you can easily afford.

Cash Converters is a company that understands that life happens to everyone and for this reason, they have designed their loans to be suitable for any kind of situation.

Flexible quick loan amount

Have the freedom of designing your own unsecured Quick loan by choosing an amount between $500 and $3,000 for a term between 3 months and 12 months. Conveniently apply either in-store or online via their mobile app, their products are designed with the customer in mind.

This means that you will enjoy a simple and straightforward application process without all the unnecessary hassle so it’s faster than ever to apply for a loan. You can also save by paying off your loan earlier as they allow you to do this for a small repayment fee of only $30 without any hassle.

Cash Converters Services

Access a quick loan between $500 and $3,000 over 3 to 12 months.

Remember you are not alone and life happens to everyone, it is how we respond that makes a difference, so don’t suffer when you can respond with Cash Converters.

This may involve a credit check, but you don’t need to have a perfect credit score. It only takes minutes to apply and once you are approved you will receive the cash you need within 24 hours.

Whether it is to go on a short holiday to keep your sanity, pay off some overdue debt, get your car fixed, or paint that wall, a quick loan NZ with Cash Converters is the perfect solution for you.

Cash solutions designed for your crisis

They have personal loans for all situations and all types of people, even if your credit history isn't perfect. There is a solution for every crisis and every budget. See what you qualify for by applying now.

Don’t let your bad credit score hold you back

It can be difficult to get a loan when you have a bad credit score. Most lenders will show you away. Have you applied all over and got declined? Well, then it is time for you to give Cash Converters a try. They look at your application on its merits and look beyond just your credit history to try to help find a cash solution that suits you.

Cash Converters – Quick loan

  • Loan Type Quick loans
  • Interest Rate 49.95%
  • Loan Amount up to $1,500
  • Repayment 6 months to 12 months

Benefits of Cash Converters

  • Apply using the mobile app
  • Loans are paid out fast
  • Compare loan options online

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash Converters – Get an affordable unsecured quick cash loan today!

Take a few easy steps to get a quick loan today.

Step 1: Use their easy-to-use sliders to create the perfect loan for you by choosing the amount that is suitable to your needs and for how long you would want to borrow it.

Step 2: Quickly and easily complete their easy online loan form by filling in basic information such as your personal details, address, and contact information. You will also need to provide your reason for the quick loan along with your banking and employment details.

Step 3: Once you’ve submitted your application, they will review your application to ensure that they are lending you an amount that you can afford to repay easily. They might ask you for additional information, if so they will let you know. Otherwise, sit back, relax and wait for your loan outcome.

Step 4: Once your loan is approved, they will send you an email to confirm.

Step 5: You can now accept if you are happy with the terms of the loan and will then receive the money into your bank account within 24 hours on business days.

Basic requirements for loan application

They understand that speed matters and would like to provide you with a loan as fast as you need it. You can help speed up the process by having the following documents ready: 

  • Proof of income such as your most recent 90 days of bank account statements showing your proof of regular income and transactions. They also have a secure automated online service that requires no paperwork. It is important that the account is direct debit enabled and in your name.
  • Proof of identities such as a driver’s license, passport, or proof of address. You must be of legal age which is over 18.
  • You have to be a resident or a New Zealand citizen. You will need to provide a recent document that has your name and address on it such as a utility bill, tenancy agreement/home loan statement.
  • Contact information such as a telephone number, email address, and two alternative contacts who are willing and able to be contacted by us in order to complete your application

Benefits of being a Cash Converters client 

  • They will look beyond your credit rating, giving you a chance of still getting a loan, even if you have a bad credit score.
  • No security is needed for their loans.
  • Enjoy competitive interest rates.
  • Receive the money you need within the same day.
  • Fast reliable service that is safe and secure.
  • Get the best tailored quick loan in NZ
  • A quick approval process that allows you to create your own loan.

Customer Reviews & Testimonials

The best company for loans! I was approved within an hour and had the money 30 minutes later.

Yasmin Y.
— Palmerston North —

Really quite an impressive service provided! The loan was approved within two hours and I had near-immediate access to the money.

Summer E.
— Gisborne —

Struggled with the online process a bit, but that’s because I’m not really used to conducting business online. My loan was approved in record time.

Helen B.
— Nelson —

Cash Converters Contact

Physical Address

  • 979 Dominion Rd, Mount Roskill Auckland Auckland Region 1041 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:00 – 17:30
  • Sunday 10:00 – 16:30