Rating based on 17 reviews

Crester Credit

  • Quick loans up to $15,000
  • Low-interest starting from 22.95%
  • Repayment up to 3 years

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Author Crester Credit. Screenshot of Crester Credit website.
[Accessed March 6, 2023]

About Crester Credit

Crester Credit’s main goal is for customers to receive the best deal and experience when applying for a quick loan in NZ.

At Crester Credit you are not just a number but a person. If you apply with them, you will be dealing with real people and a family business with good values that have been around for almost 30 years.

They pride themselves in the fact that around 80% of their quick loan nz customers return to them when they need a top-up. You can expect to receive impeccable service while enjoying low rates. When you take out a second loan you will also qualify for reduced setup fees. A company with a personal touch on the way they do business, their birthday and Christmas cards are just a simple example of how much they care about their customers.

Fast loans with better interest rates

Get a quick loan with a low-interest rate that will suit your budget and lifestyle. You don’t have to suffer from high-interest rates when you come to Crester Credit, as they designed their loans with their customers in mind and they know that times can be tough.

Crester Credit Services

With Crester Credit you can enjoy same-day approval when you need it the most, even if you don’t have the best credit score. Get a loan between 500$ and $100k.

A quick loan is designed to help you out of a financial emergency that came out of the blue like a broken car, a fridge that just stopped working, a storm that flooded your house, or an anniversary you forgot about. Quick emergency loans are on the top of their list for immediate processing, and they always do their best to get you the funds you need on the same day. It only takes 8 minutes to apply online.

Existing businesses or new ventures

Let them assist you with the funds you need whether you have an existing business or you are only starting your business venture. These loans are designed to help you grow your business and reach your goals. Crester Credit provides hassle-free business finance with interest rates starting from just 12%.

Save money on interest

Is your debt getting out of your control? Crester Credit has just the solution for you to get back control over your finances. Avoid paying too much for your debt and consolidate all your debts into one loan with Crester Credit.

Crester Credit – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 22.95%
  • Loan Amount up to $15,000
  • Repayment 30 days to 3 years

Benefits of Crester Credit

  • Get your loan within 12 hours
  • Instant response
  • Easy online loan applications

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Use Crester Credit loans they are speedy & convenient

They have branches all over New Zealand from Christchurch, Auckland, Wellington, Dunedin, Nelson, Queenstown, Blenheim, to Lower Hutt.

The greatest part is that they will still assist you even if you have a bad credit score. They will look beyond your bad credit score and focus more on the security you have rather than your income. Get a flexible emergency loan with repayments and terms that are tailored to suit your circumstances.

Apply in five easy steps anywhere in NZ.

  1. Make a list of all the assets you have like your TV, laptop, car, etc. This can be used as security when you apply.
  2. You can use their online loan NZ calculator to select the amount you want to borrow and the term you want to borrow it for. The cost of your loan will automatically be calculated and you will be able to select something that suits your needs and budget.
  3. Proceed by clicking on Apply Now and filling out their online loan form. You will need to provide them with some basic information during this step. You can either apply online or visit one of their branches across New Zealand, the application process only takes about 6 to 8 minutes.
  4. They are known for their fast processing and will provide you with a decision within 1 hour. Once you are approved, they will transfer the funds into your account on the same day or overnight in some cases.

Benefits of getting your quick loan 

  • Fast access of funds – get the money you need within 24 hours.
  • Low-interest rates.
  • Flexible loans allow you to get a loan repayment that you can afford with a term that suits you.
  • Quick loan processing allows you to have an answer within an hour.
  • Access to branches all over New Zealand
  • Dealing with friendly, professional, and experienced staff.
  • Word class service
  • Easy application process

Car Finance – get the perfect vehicle for you 

Get the cash first and have the ability to negotiate with the dealer with the cash in hand. They offer fast approval on vehicle finance with low rates that help you to afford your dream car.

man holding thumbs up

Crester Credit is a trusted & reliable provider of quick loans

In our review, Crester Credit adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Crester Credit is a registered credit provider in New Zealand: FSP229306

Customer Reviews & Testimonials

My loan was approved and paid out within four hours. Very impressed with the service.

Marie K.
— Hamilton —

Quick cash loans really lives up to its description! The loan was approved in mere minutes and I had the money an hour later!

Annie B.
— Tauranga —

I had to pay the last outstanding bill on some fees; thankfully I found a quick loan with a hasty approval rate!

Francis R.
— Invercargill —

Crester Credit Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed