Short-term loan calculator

How much would you like to borrow?

$

This field is required and the value should be a number.

Interest Rate This field is required and the value should be a number.

Loan interest rates depend on your credit score and risk profile.

Repayment Term

Day / Months / Years months years

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This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

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Last Minute Loan offers immediate decision online

Applying for a payday loan from Last Minute Loan is quick and simple for both first-time lenders and, existing customers and, we will not contact your employer as so many other lenders do.

A streamlined loan application process

Our entire business is based on an application process that is streamlined and will take you about 5 minutes to complete. If you're looking for emergency cash or need money fast - Last Minute Loan is the perfect place to find it. Our loans of up to $1,000 can cover just about any emergency and cash flow shortage and get you back on track.

Information and details to apply for a loan

The first part of our online application form asks you to tell us how much you want to borrow and the purpose of the short-term loan. This can be for car repairs, a cash flow problem, to pay bills or to make a purchase - this question doesn’t affect your loan application and is for information purposes only.

The second part will ask you for your personal details, your account details, contact details and employment details. You will then need to tell us about your income and expenses so that we can work out how much you can afford to lend. If at any point during the completion of this form you need any assistance or, have any questions, we welcome you to call or email us.

Documents you should have on-hand

Before you begin your application you should have the following on-hand: a photo identity document or card, 2 months worth of pay slips and proof of address. Once you're ready to apply for a loan visit our website and navigate to our application form which will ask you provide some basic information as discussed above.

Once we've received your application we will process it and then draw up a loan agreement for you to sign online. Once you've signed this we will immediately transfer the short-term loan to your bank account, which you should be able to access within 60 minutes or less. On the loan repayment day, the money will be automatically debited from your account, so you won't have to worry about forgetting to make the repayment and, incurring a penalty fee.