The Little Loan Shop

• Short-term loans up to $1,000
• Low-interest starting from 0.68%
• Repayment up to 6 weeks

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• The Little Loan Shop short-term loan product
• The Little Loan Shop contact details
• Short-term loan calculator

Getting a short-term loan is as easy as completing a quick online loan application

In order to qualify for a payday loan you must be a resident of New Zealand, earn above $450 per week in full time employment and be able to provide bank statements or pay slips, have a bank account that supports direct debits, have a photo ID and proof of residential address.

Who we can help

Although we can still provide you with a short-term loan if you have a poor credit score we cannot help those who have filed for bankruptcy or are under an ISO. This is part of our obligation to responsible lending practices as a registered financial service provider and is non-negotiable. As mentioned, we will certainly try and assist those with poor credit, however, this is not guaranteed and is dependent on your ability to prove that you can afford to make the repayments and that you meet our minimum requirements.

Apply online - save time and money

Both new and existing customers can apply for a loan online via our website. We have put a lot of time and effort into ensuring that you our application process is simple, fast and effective and that clients can access their loans immediately after approval.

Existing customers and new customers are directed to a separate application page - this is so that returning customer don’t have to provide us with the same details as they did last time and, so they can complete their loan application faster. If you're ready to apply for a short-term loan with the Little Loan Shop then it's time to head over to our application page where you can start the effortless process.

How to apply

If you are a new customer you must navigate to the new customer application page where you will need to provide us with a few details and some basic information. You are entitled to apply for a loan of between $100 and $200 as a new customers. Returning customers can navigate to the application page entitled "returning customers" where you can tell us who you are and how much you'd like to borrow this time around.

Our current interest rates are 1.25% per day or a Representative 456% APR and we charge an establishment fee off $21,50 to process and advance your quick cash loan. If you get stuck at any point along the way or you have any questions or concerns you'd like to address -you can contact us for immediate assistance. We have a skilled team of professionals on standby to help customers and make sure that you can access the funds that you've applied for as quickly as possible.