The Little Loan Shop

• Short-term loans up to $1,000
• Low-interest starting from 0.68%
• Repayment up to 6 weeks

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The Little Loan Shop makes getting a short-term loan – easy

In order to qualify for a payday loan, applicants must be residents of New Zealand, earn above $450 per week in full-time employment, and be able to provide bank statements or pay slips. They also need to have a bank account that supports direct debits, a photo ID, and proof of residential address.

Who they can help

Although they can still provide a short-term loan to individuals with a poor credit score, they cannot assist those who have filed for bankruptcy or are under an ISO. This is part of their obligation to responsible lending practices as a registered financial service provider and is non-negotiable. As mentioned, they will certainly try to assist those with poor credit; however, this is not guaranteed and depends on the applicant's ability to prove that they can afford to make the repayments and meet the minimum requirements.

Apply online - save time and money

Both new and existing customers can apply for a loan online via the website. They have put a lot of time and effort into ensuring that the application process is simple, fast, and effective, allowing clients to access their loans immediately after approval.

Existing and new customers are directed to separate application pages. This is to ensure that returning customers don’t have to provide the same details as before, allowing them to complete their loan application faster. If someone is ready to apply for a short-term loan with The Little Loan Shop, then it’s time to head over to the application page where they can start the effortless process.

How to apply

New customers must navigate to the new customer application page, where they will need to provide a few details and some basic information. They are entitled to apply for a loan of between $100 and $200 as new customers. Returning customers can navigate to the application page entitled "returning customers," where they can tell us who they are and how much they would like to borrow this time around.

The current interest rates are 1.25% per day or a representative 456% APR, and they charge an establishment fee of $21.50 to process and advance the quick cash loan. If anyone gets stuck at any point along the way or has questions or concerns they would like to address, they can contact the team for immediate assistance. A skilled team of professionals is on standby to help customers and make sure they can access the funds that they have applied for as quickly as possible.