Loan Direct

• Short-term loans up to $3,000
• Low-interest starting from 13.95%
• Repayment up to 60 months

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• Loan Direct short-term loan product
• Loan Direct contact details
• Short-term loan calculator

We will find the right financial solutions for you

When applying for a loan directly with a lender the customer faces many problems that they may not even be aware of.

Improve your credit score

Firstly they face the task of identifying possible lenders which, can many times, take days or even weeks, given the vast number of lenders. When researching lenders online customers may also be faced with lenders that hide their fees and mislead the public sometimes even unintentionally. So even after customers spend hours conducting research to identify lenders and find out what products they offer they may still be greatly disadvantaged.

Another problem arises when customers make multiple applications and are repeatedly denied. This is more common amongst those with bad credit since they are more commonly denied credit and are more vulnerable to taking up any offer that they come across.

Access multiple offers and products

By using Loan Direct, customers can access multiple credit offers and products without the need to conduct research or make any trips to the bank. Our online loan application is just as simple and quick as many of the other applications you'll come across and will provide you with multiple benefits that you simply won't get by applying directly to one lender. Our application begins by collecting your personal, contact details and then asking you to tell us how much you want to borrow, how much you're earning and what your credit history looks like.

We will then use this information to compile a summary of your needs and find a lender that can offer you exactly what you need. The interest rate that you're offered will be based on your credit score, income and personal circumstances and we will present you with the top offers.

What will happen once I've completed my application?

Once we've received your documents one of our experienced consultants will contact you to request supporting documents. This includes proof of address, your identity document, your pay slips and bank statements. For most of the personal loans we deal with, the customer is required to provide some form of security.

This is usually offered in the form of property or equity in a property and allows you to secure a bigger loan amount, along with, more competitive rates. Typically any short-term loan over the amount of $2,000 will require some form of security. We will work with you to get the most competitive rates, the best terms and just right the loan amount. If you'd like any more information on our online loan application process or service you can contact us either telephonically or, via email. 

Loan Direct is a trusted & reliable provider of short-term loans

In our review, Loan Direct adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Loan Direct is a registered credit provider in New Zealand: FSP617