Loan Direct

image of Loan Direct
image of Loan Direct

About – Loan Direct

Loan Direct is an experienced and innovative broker that assists customers in finding, comparing and applying for personal loans.

Age-old best practices and modern technology

Our years of experience has allowed us to combine age-old best practices and modern technology to bring clients the most streamlined and convenient short term loan acquisition process. Whether you need a personal loan to buy a car, consolidate debt or repaint the home - we can help you find an affordable and budget-friendly product.

Individualized service and undivided attention

When you apply for a loan through Loan Direct we will take the time to carefully review your circumstances and needs to find the right solution.

As a smaller broker we are able to provide each customer with this individualized service and complete attention which improves your chances of getting great online loan deals. We aim to keep customers informed throughout the loan application process and help you understand all the features and details of the product.

Services – Loan Direct

We offer a valuable brokerage service to people who are looking for a personal loan, vehicle finance, a debt consolidation loan or property loans.

Competitive rates and flexible terms

We have a panel of lenders with some of the country's most competitive personal loan rates and flexible terms. The interest rates we secure for our customers range from 13.95% to 26.95% and our loan term starts at 6 months and goes up to 60 months.

Loans from our Parent Company 

We are also able to offer quick micro loans directly through our parent company, Loansmart Limited, should your circumstances and needs it the loan amount and loan terms.

Our Panel of Lenders

Our service will eliminate the need for you to go out and research lenders or visit your bank - we will gather your information and details and prepare an application to present to our panel of lenders. We will always do our best to find a suitable short term cash loan and a competitive rate for our customers. 


Summary of Services

  • Personal Loans
  • Debt Consolidation
  • Vehicle Loans
  • Property Loans


Simple Loan Application With Loan Direct

When applying for a loan directly with a lender the customer faces many problems that they may not even be aware of.

Problems for Customers Looking for Credit 

Firstly they face the task of identifying possible lenders which, can many times, take days or even weeks, given the vast number of lenders. When researching lenders online customers may also be faced with lenders that hide their fees and mislead the public sometimes even unintentionally. So even after customers spend hours conducting research to identify lenders and find out what products they offer they may still be greatly disadvantaged.

Another problem arises when customers make multiple applications and are repeatedly denied. This is more common amongst those with bad credit since they are more commonly denied credit and are more vulnerable to taking up any offer that they come across.

Access multiple offers and products 

By using Loan Direct, customers can access multiple credit offers and products without the need to conduct research or make any trips to the bank. Our online loan application is just as simple and quick as many of the other applications you'll come across and will provide you with multiple benefits that you simply won't get by applying directly to one lender. Our application begins by collecting your personal, contact details and then asking you to tell us how much you want to borrow, how much your earning and what your credit history looks like.

We will then use this information to compile a summary of your needs and find a lender that can offer you exactly what you need. The interest rate that you're offered will be based on your credit score, income and personal circumstances and we will present you with the top offers.

What will happen once I've completed my application?

Once we've received your documents one of our experienced consultants will contact you to request supporting documents. This includes proof of address, your identity document, your pay slips and bank statements. For most of the personal loans we deal with, the customer is required to provide some form of security.

This is usually offered in the form of a property or equity in a property and allows you to secure a bigger loan amount, along with, more competitive rates. Typically any short term loan over the amount of $2,000 will require some form of security. We will work with you to get the most competitive rates, the best terms and just right the loan amount. If you'd like any more information on our online loan application process or service you can contact us either telephonically or, via email. 

 Contact Details

4/238 Broadway, Newmarket, Auckland Region, 1023, New Zealand
Ph: +64 800 323 130 / 0800 323 130
Fx: 09 529 4561
Em: [email protected]

 Postal Address

P O Box 28 231, Auckland, 1541, New Zealand

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –