The Lending Room

• Short-term loans up to $2,500
• Low-interest starting from 14.99%
• Repayment up to 6 months

In-page navigation

---

• The Lending Room short-term loan product
• The Lending Room contact details
• Short-term loan calculator

The Lending Room – Fast Loan Application & Instant Approval Same-day Online

Before completing our application form it would be very beneficial to review the loan types we have available, as well as, go through the information on our website.

We have very helpful and accurate loan calculators that can help you select a loan amount that you can afford to repay. Taking out a personal loan that you cannot conformably afford to repay may cause you to default on the loan and, this may cause you to incur very hefty penalty fees. We will endeavor to assist you to compile a credit application that will help you get approved and secure the best rates from our panel of lenders. We will, where possible suggest adjustments and make recommendation to assist with this.

A quick and simple process

Why you Should use the Lending Roompplying for a loan at the Lending Room is a very straightforward, a simple and quick process - which can be completed in a matter of minutes. We can offer you unsecured and secured short-term loans and will probably be able to find a lender to help you even if you have bad credit. People with bad credit usually struggle to get approved and may make multiple applications - which affect their credit scores and leave them discouraged.

By applying with us you will have a much higher chance of finding a lender that is willing to work around the bad credit history and give you a decent rate. If you're applying for a cash advance or payday loan we will be able to provide you with an offer and advance the cash on the very same day.

Applying for a loan - new and existing customers

When applying for a personal loan as a new customer you will have to provide us with you personal details, your contact information, proof of address, acceptable identification, employment information, you basic budget and a few other details. Once we've received your application we will have to verify your details and check your credit history before forwarding a complete application to our panel of lenders.

This entire application is done online and you will not be required to visit us in-store or complete any complex paperwork. If we are unable to find a loan for you we will ask you to provide a guarantor for your loan or recommend that you opt for a secured loan. If you are an existing customer applying for a loan is even easier and can be done simply by sending us a text message with your unique code which is provided when you successfully apply for your first loan.