Superloans
- Short-term loans up to $5,000
- Low-interest up to 364%
- Repayment up to 40 weeks
[Accessed March 3, 2023]
About Superloans
Superloans is a direct lender that is helping New Zealanders get their hands on emergency cash for a short-term loan when it is needed.
This registered service provider with four is providing quick payday loan solutions for those unexpected emergencies that crop up at moment notice. Sometimes extra cash is hard to come by when people need a holiday.
A car may have a breakdown or a child’s school fees need to be paid when the budget has already been exhausted. Kiwis need not fear as they have an ally in Superloans.
Quick payday for Bad Credit loan clients
Many Kiwis are under pressure to stretch their budget far enough to see through the month. Superloans know that sometimes there is not enough money to pay all the domestic bills.
They are aware of the tough economic circumstances that people have to negotiate especially in the “new normal” of our daily lives. The lender provides loans online to people looking for help through the tough times.
Superloans provide quick short-term loans from $300 up to $10,000 to clients. No credit checks are required, only an item of value is needed as collateral to secure the loan.
Superloans Services
Apply for easy unsecured loans, stake a claim to Superloans.
Superloans' loan applications are as easy as 1-2-3. No-fuss, no-frills. Clients can either access Superloans via their online portal or through making contact with one of their highly trained professional staffers. Superloans is strictly a short-term loan NZ provider offering secured and unsecured loans of between $100 and $10,000.
The express loans are the right fit
- The loan amount must not exceed NZ$5,000
- This is an unsecured loan and applicants must be employed
- Applicants must earn more than NZ$300 a month
- Repayment terms are between 1 and 6 months
Bad credit stifling your financial progress
Superloans as responsible lenders do not turn away clients easily if they meet qualifying criteria. So for the unemployed, self-employed, or those who have bad credit, they offer short-term loans of up to $1,000. With these bad credit loans, the lender requires that the applicant pawn an item of value as a back-up for the short-term loan.
Superloans – Short-term loan
- Loan Type Short-term loans
- Interest Rate 364%
- Loan Amount up to $5,000
- Repayment 7 days to 40 weeks
Benefits of Superloans
- Get your first loan without added interest
- Flexible loan terms
- Fast loan payouts
Short-term loan calculator
At Superloans you will get the best deals on flexible loans
At the click of a button, clients can determine how much they are eligible to borrow and how much their loan will cost.
And what’s more, first-time loan applicants pay no interest or regular fees. The online loan calculator will need applicants to indicate whether salaries are paid fortnightly, weekly, or monthly. Once the salary is entered, the calculator assesses the loan amount that can be borrowed, the rate of interest, and the payment period.
Clients who apply for a loan can generally borrow up to 20% of their monthly income. Once an application is received Superloans will get back to the client to discuss it. A loan agreement will then be drawn up and the client visits one of the four branches to sign the agreement and collect the cash.
Responsible lending
Superloans prides itself on the fact that it is committed to responsible lending practices. They want to see New Zealanders sustain their good financial standing. Therefore they welcome with open arms loan clients to apply for financial help.
Responsible lending means Superloans follow procedures and policies that ensure loans are practical and affordable. Their experienced staff will ensure through careful analysis of each applicants’ financial standing to confirm that they are able to pay back any loan.
Superloans places emphasis on transparency in its dealings with customers. Therefore every client will be informed of the interest and service fees so there are no hidden costs.
Here are the qualifying criteria
- This pawn loan will be secured on any item of value
- Interest is fixed and does not require a credit check
- A loan can be repaid in full within 3 months without a penalty
- A qualified staffer and the client agrees on the value of the pawned item
- Item is returned when the loan is fully paid
Superloans is a trusted & reliable provider of short-term loans
In our review, Superloans adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.
✅ Superloans is a registered credit provider in New Zealand: FSP94021
Customer Reviews & Testimonials
Superloans Contact
Contact Number
Website
Physical Address
- 60 Adelaide Rd Mount Cook Wellington Region 6021 New Zealand
- Get Directions
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday – Closed
- Sunday – Closed