Rating based on 78 reviews

Crester Credit


  • Unsecured loans up to $30,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Crester Credit homepage

Author Crester Credit. Screenshot of Crester Credit website. [Accessed April 17, 2018]

About Crester Credit

For over three decades, Crester Credit has been providing financial solutions to consumers in New Zealand.

We are based in Christchurch, but thanks to our online loan application process, we are able to offer loans nationwide. We have friendly loan specialists who can understand your situation and assist you no matter whether you need to pay an unexpected bill or buy a new car.

Our loans are flexible & affordable

What makes us special is that we are entirely focused on you and on your financial needs.

We are fine with working late in order to provide the ideal bad credit loan for you. If you find it difficult to repay your loan, we will work together with you to come up with a resolution. Some 80% of our customers come back. We have a loyalty scheme for approved returning clients to give them lower interest rates and fees.

Crester Credit Services

With the Crester Credit bad credit loans, you can borrow as much as $2,000.

If your credit history is far from perfect, this is fine with us. We provide bad credit finance to people receiving benefits to single parents, to windows and widowers and to pensioners. Still, we cannot approve applications that have been declared bankrupt or insolvent.

A secured loan option

Our loans are secured and we accept a wide range of assets. You can use a vehicle, household furniture or electric applicant as security. It is also possible to use a house or another type of property. We offer lower interest rates than our competitors. After you submit your loan application online, we will get back to you in 1 hour. You can have the cash with you in 24 hours.

Crester Credit Unsecured loan

  • Loan Type Unsecured loans
  • Interest Rate 11.95 – 26.98% p/a
  • Loan Amount up to $30,000
  • Repayment 12 months to 5 years

Benefits of Crester Credit

  • Get your loan within 12 hours
  • Flexible repayment plans
  • Online loan calculator
  • Easy online loan applications

Crester Credit offers reliable & quick personal loans for bad credit clients

Personal loans for bad credit can easily be approved at Crester Credit in Christchurch. Now anyone, even those with a bad credit score.

Get cash, regardless of your credit rating:

  • We make it simple - with adaptable reimbursements and terms to suit your circumstance.
  • We give you better loan costs – why pay more through merchant money?
  • We look past your credit rating – we want to take a glance at the security you have as opposed to your salary. In the event that your credit rating's not all that glimmer, despite everything we're intrigued to helping you.

We offer blacklisted loans and money loans up to $2000 for recipients and individuals with bad credit evaluations all over New Zealand. On the off chance that your credit rating isn't good, that is OK with us, we have the financial backing and experience to assist you no matter what.

We loan cash to individuals who are experiencing difficulty in getting a loan from any major banking form, especially if you cannot supply seom form of security such as property, a vehicle or a house.

To be qualified for a credit you have to meet the cry criteria:

  • You need a permanent address in New Zealand
  • You need a full New Zealand driver permit or identity document proving you are over 18 years.

More than 80% of our clients come back to us for their future loans. We pride ourselves on spectacular client administration; we approach everybody with deference and affection assisting wherever conceivable. Client satisfaction is critical to us. We acknowledge credit applications from individuals anyplace in New Zealand, not simply Christchurch.

We have less expensive financing costs than our competitors in the country. Our online loan application process is quicker than most, delivering on our promise to give you quick, simple funds, even with a not so perfect credit score!

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Crester Credit is a trusted & reliable provider of unsecured loans

In our review, Crester Credit adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Crester Credit is a registered credit provider in New Zealand: FSP229306

Customer Reviews & Testimonials

Crester Credit went above and beyond to help tailor a loan to me in spite of my bad credit record. I could not thank them enough.

Lawrence B
— Hamilton —

I am so glad I came across Crester Credit. I was able to get a loan from them that is affordable and easy to repay, I had my cash within 24 hours after my application was approved.

Larry M
— Nelson —

A friend recommended Crester Credit to me and I have never been more thankful. They were able to tailor a loan to me even though I didn't have the best credit history.

Austin E
— Christchurch —

Crester Credit Contact Details

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed