Rating based on 4 reviews

Active Finance

  • Bad credit loans starting from $500
  • Low-interest starting from 14.95%
  • Repayment up to 60 months

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Active Finance homepage
Author Active Finance. Screenshot of Active Finance website.
[Accessed March 6, 2023]

About Active Finance

Active Finance is a dedicated service provider that specializes in personal finance for people who have been blacklisted.

They have been operating since 2000 and have since become popular among their clients and business partners in New Zealand. With Active Finance, the lending process is very easy and simple. They cater to their customers and ensure that they are treated well and respectfully. They do not have strict rules or regulations, making it easier to get approval.

An alternative for banks

Active Finance is flexible and looks into each situation to make sure you receive the right bad credit loan. They are proud to be an alternative for the banks and credit unions. Therefore the difference comes with their speedy, friendly and highly supporting service. Their loan applications are offered via telephone and online to make the process easier for their customers. Active Finance even allows a representative to come directly to your place to arrange the loan.

Active Finance Services

Active Finance knows that anyone can make a mistake therefore they do not want to punish you for yours.

As an experienced broker company with professional facilities and a network of industry contacts, they can help you get the loan you need which matches your requirements and budget. You do not have to pay an incredibly high-interest rate!

Offers great rates and flexible repayments

With Active Finance, pre-approval is available as well. When you apply to us online via our website, we will look into your finances and financial position as a whole to produce the most effective solution for you. We work with a variety of lenders to ensure that you will get exactly the online loan which you need.

Active Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 14.9525.95% p/a
  • Loan Amount from $500
  • Repayment 6 months to 60 months

Benefits of Active Finance

  • Easy online application
  • Excellent customer service
  • Affordable loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Active Finance specialises in personal loans for people with bad credit

Personal Loans, Bad Credit Loans, Car Loans, and Finance are already available at Active Finance in Auckland.

It can be hard to get a loan after you have a bad credit history, especially when you require it to supplant your vehicle, move up to a greater vehicle or buy your first car. At Active Finance, they comprehend the headaches and stress of attempting to get a bad credit auto-advance, however, Active Finance is here to assist.

They trust that bad credit is not the end of the road, and shouldn't stop you from getting a loan online for the things you need, for example, vehicles. Active Finance doesn’t think you ought to be taken for a ride with unnecessary high financing costs, and that is the reason they work with you to get the most ideal rates for your bad credit loans.

Get your approval now

Active Finance can help by endorsing an advance to purchase your vehicle, or giving you pre-endorsement so that you have the opportunity to search around for the car in your price bracket, without letting your credit score influence it. When the time has come and you have found the ideal vehicle, Active Finance can utilize its system of banks to get you the money you need.

Affordable vehicle finances

Active Finance keeps charges low, so you can spend the cash you have left on buying a vehicle instead of on the application process. Active Finance can pre-approve you for a bad credit car loan or financing alternative. Pre-endorsement implies you know precisely the amount you need to spend, and you can be sure that you get the right vehicle at the right time; the cash will be accessible very quickly. It additionally gives you the ability to arrange details in the meantime, so you can get the most ideal price on the vehicle you want.

Customer Reviews & Testimonials

October 2019

An Affordable fixed rate on my loan, but nice and flexible repayment terms.

Dave G
— Napier —

July 2020

I am a busy person who needed a quick finance solution. Active finance offered me a quick and easy loan at an affordable rate. Just what I needed.

Jason S
— Auckland —

August 2020

Great company, Fast and Hassle-free with the freedom to shop around for a car.”

Floyd D
— Auckland —

Active Finance Contact

Physical Address

Postal Address

  • Active Finance, P.O.Box 276-029, Manukau, , Auckland , 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed