First Choice Finance

image of First Choice Finance
image of First Choice Finance

About – First Choice Finance

First Choice Finance specialises in simple loans. So often lending is vastly over complicated, this is where we aim to make the difference. 

Get The Loan You Need

You can get the personal loan you need, regardless of your credit score or if you can back your loan with a valuable asset when you choose us as your preferred lender.

Our simple loan application process allows anybody to easily navigate through and apply. This makes the whole lending process convenient and to make matters even better, it will take only a few minutes.

Quick Payments

We really do everything in our power to make lending with us as easy and convenient as possible, which is why we make sure that our payment times are as short as possible. While it does depend on circumstances, generally if you are approved for a First Choice Finance loan, you will have your bad credit loan deposited into your account before the end of the day.

Services – First Choice Finance

Our staff are friendly and accommodating, making them a great option as a lender.

Bad Credit Accepted

If you have bad credit and have trouble getting your loan application approved at a bank or larger lender, we will gladly accommodate you by offering you a bad credit loan at an affordable interest rate.

Simple Quick Application

In order to match our affordable quick cash loans to the unique needs of our customers, we first need to collect some of your information. Our simple online application form takes mere minutes to complete and we vow that when you submit your loan application during business hours, one of our friendly staff members will be in contact with you within 30 minutes.


Summary of Services

  • PERSONAL Loans
  • BAD CREDIT Loans
  • UNSECURED Loans
  • QUICK CASH Loans


Apply for an easy bad credit loan at First Choice Finance

Applying for a loan at First Choice Finance is simple and easy and it takes only a few minutes because we believe simplicity is key.

In order to access the online application, you can go to their website and click on the ‘Apply now’ button. This will direct you to an online application form that is laid out in a simple, understandable manner.

You will now need to enter all your personal information such as your name, email address, number, etc. You will also need to state how much you would like to borrow and what you would like to use the loan for.

A Response Within 30 Minutes

You will also need to specify your employment status, marital status and number of dependents. At the end of the form, you will specify your payment frequency and net income for your bad credit loan.

Once you have entered all this information, you can submit your application and First Choice Finance will get back to you within 30 minutes, provided that you have submitted it within their operating hours. 

 Contact Details

New Zealand