Rating based on 70 reviews

Blue Sky Finance

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Blue Sky Finance homepage
Author Blue Sky Finance. Screenshot of Blue Sky Finance website.
[Accessed March 6, 2023]

About Blue Sky Finance

As a major personal finance broker in New Zealand, Blue Sky Finance has the knowledge and experience to offer the best loan deals in the market.

They work with a variety of lenders to ensure that clients receive exactly what they are looking for. Operating nationwide, their range of products includes secured and unsecured personal loans for various events, projects, and purchases, vehicle finance, debt consolidation, and business finance.

They assist people with any credit score

Blue Sky Finance provides bad credit loans tailored to each client, regardless of their credit history. They work with self-employed individuals, beneficiaries, students, recent graduates, immigrants, and those with employment income. When clients approach Blue Sky Finance, they take into account the ability to repay, income, residency status, and credit history to determine how much can be borrowed.

Blue Sky Finance Services

Blue Sky Finance owes its success to always focusing on understanding the individual needs of its customers.

As a brokerage specializing in personal finance, Blue Sky Finance has helped many Kiwis achieve their financial goals by providing tailor-made bad credit loans.

Their loans are fast and easy to obtain

Unsecured personal loans are available even to those with bad credit histories, low-income earners, and beneficiaries. These loans are highly useful when there is a pressing need for cash. Blue Sky Finance also provides car finance for the purchase of cars, motorbikes, vans, and even boats. Their debt consolidation loans allow clients to combine all debts into a single, smaller regular payment. Additionally, they offer business loans for capital finance and cash flow management.

Blue Sky Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 9.95%
  • Loan Amount up to $100,000
  • Repayment 4 weeks to 5 years

Benefits of Blue Sky Finance

  • Get approved in 2 hours
  • Affordable car loans
  • Get a bad credit loan
  • Personalised loan rates

 Bad credit loan calculator

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Loan interest rates depend on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Apply with Blue Sky Finance today – Fast bad credit loan application

Loans for bad credit are accessible online through Blue Sky Finance.

Unlike most loan organizations, Blue Sky Finance acknowledges that obtaining a loan when you have bad credit is not always easy. Larger firms often require a high level of security and backing from relatives, which can make the process complicated and time-consuming.

They offer loans for blacklisted clients

Another challenge with larger banks is that the maximum amount they allow for bad credit loans is typically around $5,000, which may not suit everyone’s needs. You could end up borrowing more than necessary, increasing long-term costs. Blue Sky Finance provides a solution to this, offering loans for bad credit clients ranging from $300 to $5,000. They understand that financial help may be needed for unexpected or expected expenses, such as car repairs, a new baby, a wedding, or a home renovation.

Their loan process is entirely online

Blue Sky Finance has simplified the loan criteria to make it easier for clients to meet. You can complete the online loan application at any time that suits you, day or night. Depending on the time of day you submit your application, you could receive pre-approval within an hour.

Faster and easier cash access

The convenience of completing the entire loan application process online ensures you don't have to schedule meetings with bank managers, wait weeks for approval, or fill in excessive paperwork. Blue Sky Finance recognizes the stress of having bad credit, and their special loan options are designed to accommodate individuals who find it challenging to secure a bad credit loan elsewhere.

Customer Reviews & Testimonials

I thought having a bad credit history would mean the end of me moving forward financially, BSF showed me it doesn't have to be that way. They gave me a loan despite my bad credit and helped me ch...

Lise W.
— Wellington —

Blue Sky has been a pleasure to work with, they keep the loan application simple and short. Just what I needed.

Jenelle B.
— Masterton —

Very efficient and friendly staff who helped me complete the loan application.

Elyce R.
— Whakatane —

Blue Sky Finance Contact

Contact Number

E-Mail

Website

Physical Address

  • 8 / 212 Antigua Street Christchurch Canterbury Region 8011 New Zealand
  • Get Directions

Opening Hours

  • not available