Rating based on 32 reviews

Credit One

  • Car finance up to $1,000,000
  • Low-interest starting from 7%
  • Repayment up to 5 years

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Credit One homepage
Author Credit One. Screenshot of Credit One website.
[Accessed March 6, 2023]

About Credit One

Credit One was founded in the mid-’90s and has since become a trusted and acclaimed financial provider among clients all over New Zealand and Australia.

Our clients are number one

At Credit One, we put our customers first and if they are unhappy, we are unhappy – after all, the only way we can really judge the services we provide is by looking at the level of satisfaction we can bring to our clients.

We will make it convenient for you

At Credit One we will go through all the trouble of finding the perfect lender for you so that you will not have to.

In order to ensure that you get the perfect car loans at the lowest interest rate, our team of friendly financial experts will compare all your various options and identify which one will be just right for you.

Credit One Services

If you are looking to find a loan in New Zealand that will suit your income, credit score and unique situation and wishes, our financial experts at Credit One will help you through the entire process.

Compare your options

We have many reputable New Zealand lenders on file that we compare to your unique qualities and requirements be it personal loans or quick loans in order to find a list of lenders that will give you the affordable vehicle financing you need. Once we have a list of lenders we will narrow your options down to the best possible lenders for you to select from. This ensures that you get the best car loan available in New Zealand. 

Quick results

Due to our commitment to ensuring customer satisfaction, we do everything in our power to ensure that our clients get quick results. At Credit One we guarantee our clients that we will not take our time getting back to them and that the process will be quick and simple.

Credit One – Car loan

  • Loan Type Car finance
  • Interest Rate 720% p/a
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 5 years
  • Decision 24 hours

Benefits of Credit One

  • Fast vehicle finance comparison
  • Get the best loan rates
  • Affordable vehicle finance options

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Be sure that you get the perfect lender with Credit One

When looking at the services provided by Credit One and observing the way that they operate, it is clear that they are a reputable financial services provider and a clear first choice among countless New Zealanders who are looking to find an affordable car loan that suits their individual preferences.

Easy online loan application

On the Credit One website, you will find a simple and convenient online car loan application where you can apply for a loan in a quick and easy manner.

Once you enter the page containing the online loan application, you will need to enter your personal details which include general details such as your name, contact details, address and occupation. Once you have entered these and some additional details pertaining to the loan you wish to apply for, the loan process has officially started and Credit One will contact you and help you find the perfect loan.

Customer Reviews & Testimonials

The best company for car loans! Their interest rates are superb and you can pick your own repayment installments!

Tammie R.
— Masterton —

Very happy with the service from Credit One. Their online application process is easy, and they offer finance for vehicles bought from a private seller.

Isabelle V.
— Whanganui —

Amazing interest rates, flexible repayments, and approval in less than two days. Brilliant service!

Niki R.
— Hamilton —

Credit One Contact

Physical Address

  • Suite 2, 692 Great South Road, Penrose Auckland North Island 1061 New Zealand
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed