Rating based on 34 reviews

Kiwi Car Loans

  • Fast response
  • Low-interest starting from 6.95%
  • Repayment up to 7 years

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Kiwi Car Loans homepage
Author Kiwi Car Loans. Screenshot of Kiwi Car Loans website.
[Accessed March 6, 2023]

About Kiwi Car Loans

Access the best car finance options that will fit your affordability and needs!

Kiwi Car Loans has been the smarter choice with over 22 000 happy customers in NZ. With over 9 years of serving customers with the best deals possible, old clients coming back to do business with them for a new car, caravan, motorbike, or even for a jet ski.

A wide range of highly regarded financial lenders ensures a quick application process for individuals at the best affordable interest rate possible. Assisting you on your car buying journey, working with a nationwide car dealership network to find the best deal and get you behind the wheel of your new car, even if you choose to have a private car sale deal.   

Applying for a car loan has been made easy

Enjoy a 100% online application process. Professional brokers are available for one-on-one discussions that ensure tailor-made car finance deals, no automated messages or call centers. Get a free quick quote obligation free, or in just a few steps apply online for the best finance options available in NZ.

Use the online calculator to find any indication of what your repayments on your choice of loan amounts will be with different interest rates and repayment schedules and loan terms. Choose your type of car loan, with options of a secured car loan, unsecured personal loan nz, or private sale car loan for a smarter financial choice.

Kiwi Car Loans Services

Secured car loans can help should you for some reason not be able to meet the repayments the lender can sell the car for the outstanding amount, with this in mind lenders will grant you a lower interest rate.

An unsecured car loan is a car loan without any collateral or assets this making it the fastest way of obtaining car finance. Tailored car loans according to your needs and budget.

Business Finance for every type of business

Business finance can be tricky for equipment and vehicles their financial team will streamline your application to be straightforward and easy as possible. Business loans for different types of business from farming equipment, educational, major corporations to small businesses. Kiwi Car Loans Business Finance got you covered by securing the best rates and financial solutions for your individual requirements.

Self Employed Loans 

Are you self-employed? Talk to one of the finance experts to find the best finance and lowest rates for your new car! With a range of finance options available for self-employed individuals. Having your own business has some advantages like claiming a part of your car`s loan interest as a tax deduction, making car finance surprisingly affordable.

Kiwi Car Loans – Car loan

  • Loan Type Car finance
  • Interest Rate 6.9519.95% p/a
  • Repayment 1 year to 7 years

Benefits of Kiwi Car Loans

  • Vehicle finance at great rates
  • Choose between reputable lenders
  • Get pre-approved fast

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

We offer a variety of car loan options to suit your needs

How to apply for your car loan with Kiwi Car Loans – quick approvals

Your application needs

  • Hold a valid NZ driver’s license.
  • Be 18 years or older.
  • Latest bank statement (less than 30 days old).
  • Regular income.
  • NZ resident or visa holder.
  • Proof of address.

Apply easily, fast and secure

  1. From your mobile phone, computer or tablet online, just upload all the required documents.
  2. Visit any of their branches nationwide with the needed documents for your feedback on the spot.
  3. If you like to talk to someone first, you can just give them a call for quick answers.
  4. Do the quick quote to know exactly for what amount you can shop.
  5. Apply for new or used car finance with the smartest solutions. 

Why get financed thru Kiwi Car Loans

  • Partnerships with a choice of over 700 dealers nationwide.
  • Dealers for new or used cars, boats, caravans, RV dealers, and bikes.
  • Everyone is different with that in mind you can apply for a loan with the method of your choice, online, by phone, or in-person all up to you.
  • Car loans payback terms up to 7 years.
  • Qualifying for the lowest interest rate according to your profile.

Customer Reviews & Testimonials

Quick and easy online application process, my loan was approved the next day and three days later I had the money. Quick and simple.

Autumn A.
— Masterton —

Not many companies offer loans to cover a private vehicle purchase; this is just one of the reasons why KCL is one of the best loan companies in New Zealand.

Emilia W.
— Hamilton —

Kiwi Car Loans Contact

Physical Address

Postal Address

  • PO Box 11798, Ellerslie, Auckland, 1542, New Zealand

Opening Hours

  • Monday 08:30 – 17:45
  • Tuesday 08:30 – 17:45
  • Wednesday 08:30 – 17:45
  • Thursday 08:30 – 17:45
  • Friday 08:30 – 17:45
  • Saturday 08:30 – 17:45
  • Sunday 08:30 – 17:45