Rating based on 34 reviews

Kiwi Car Loans


  • Car finance up to $80,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Kiwi Car Loans homepage

Author Kiwi Car Loans. Screenshot of Kiwi Car Loans website. [Accessed September 6, 2021]

About Kiwi Car Loans

The search for the best car finance deal can be quite time-consuming and tiresome.

That is why we, at Kiwi Car Loans, take over from you. We work with the top lenders in New Zealand to give you the deal which you are looking for. We specialize in car loans and finance for boats, bikes and caravans. We can assist you no matter what type of vehicle you want to purchase.

We will do the comparison shopping for you

When you come to us, we will do the comparison shopping for you. We will negotiate on your behalf to help you secure the best loan. We will organize everything to ensure that you will get approved quickly and sit in the driver's seat much sooner than expected. Our service is available online and over the telephone to make it even more convenient for car buyers.

Kiwi Car Loans Services

For accessing the widest range of car finance options easily and quickly, you can use the services of Kiwi Car Loans.

We will perform a thorough search to find the best car finance deal for you no matter whether you will use the vehicle for personal, business or commercial needs. We are experts in finding car finance solutions for businesses of various sizes and for individuals. We work with self-employed car buyers as well.

Secured and unsecured car finance

We offer both secured and unsecured car loans to match your needs. We have top-quality private sale finance products. We provide insurance products including payment protection insurance and guaranteed asset protection to help you manage your new asset and loan in the most effective way possible. We will take care of everything while you enjoy your new car.

Kiwi Car Loans Car loan

  • Loan Type Car finance
  • Interest Rate 11.95 – 28.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years

Benefits of Kiwi Car Loans

  • Vehicle finance at great rates
  • Choose between reputable lenders
  • Get pre-approved fast

We offer a variety of car loan options to suit your needs

Kiwi Car Loans in New Zealand will finance your next vehicle.

We have the experience and the ability to offer low fees on vehicle finance when you need it. Your car loan application criterion is simple and so easy to meet. Knowing that you have a good credit record could mean that you are already halfway there to driving off in your new wheels. You will also need to be within the right age of eighteen years, with a valid driver’s license.

Your application all relies on upon the following:

  • Your credit history – if you are able to afford the monthly premiums, and should you be able to adhere to the terms and conditions of the personal loan contract.
  • Protection of your car loan – Having insurance on your car loan is just as important, due to the fact that you could lose your job, or be unable to earn the cash you need to pay off your installments. Kiwi Car Loans protection plan will assist during these circumstances. Depending on individual circumstances, we put a limit on your installments till you recoup and are ready to begin paying your portions at the end of the day. In the event of your sudden death, your reimbursements will be secured.
  • Major Service Repair – Your protection not only means insurance on your car loan, but you also need to consider other areas such as should your car need a service, should you be in an accident, or major work may be needed to repair your vehicle in some cases.

The criteria involved in getting your car loan is pretty straightforward. We like to keep the whole process quick and painless for our customers.

The requirements for a car loan

You must be a New Zealand resident, and earn a regular monthly wage into your bank account. Having a sound and valid banking account will make debit order payments on your car loan a lot easier. This will also allow you to be prepared each month and know what amount will be going off your account every month, without being late for payments.

Customer Reviews & Testimonials

Quick and easy online application process, my loan was approved the next day and three days later I had the money. Quick and simple.

Autumn A.
— Masterton —

Not many companies offer loans to cover a private vehicle purchase; this is just one of the reasons why KCL is one of the best loan companies in New Zealand.

Emilia W.
— Hamilton —

Kiwi Car Loans Contact

Contact Number


  • not available


Physical Address

  • Level 2, 32 Greenpark Rd Penrose Auckland Region 1542 New Zealand
  • Get Directions

Postal Address

  • PO Box 11798, Ellerslie, Auckland, 1542, New Zealand

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed