Rating based on 91 reviews

Pioneer Car Finance

  • Car finance up to $100,000
  • Low-interest starting from 14.99%
  • Repayment up to 7 years

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Pioneer Finance homepage
Author Pioneer Finance. Screenshot of Pioneer Finance website.
[Accessed March 6, 2023]

About Pioneer Finance

We know that it is hard to ask for help, but we will make everything easy and comfortable for you.

Pioneer Finance is owned and operated by Kiwis. We can understand your needs and deliver the financial solution which will suit them best. We are a small and friendly finance company specialising in personal loans and car financing. We are able to assist New Zealanders nationwide.

Get cash to buy a car in 24 hours

When you come to us, you will work with one person from our specialist team from beginning to end. We would love to talk to you in person. We always strive to provide finance in the fastest way possible. You can have the car loan amount in your bank account within 24 hours. Our Smart Select Loan Packs are specially designed to work for you. You have a range of flexible options to pick from.

Pioneer Finance Services

As a trusted and experienced car finance company, Pioneer Finance can provide the perfect deal for you quickly and without hassle.

Our car loans come with an attractive interest rate and comfortable repayment term. The application process is fast and simple. You can apply online or in one of our offices in Wellington and Auckland. We provide financing nationwide.

We can finance new & used vehicles

When you work with us, you will be dealing with one and the same person from the beginning all the way to the successful closing of the deal. You will receive professional assistance with everything which you need. We will make sure that you have a perfect understanding of the online personal loan terms and conditions by explaining what is involved in great detail.

Pioneer Finance – Car loan

  • Loan Type Car finance
  • Interest Rate 14.9927.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 7 years

Benefits of Pioneer Finance

  • Flexible repayment terms
  • Tailor-made vehicle finance
  • Low rate loans

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Turn to Pioneer Finance when you are looking for a car loan with a difference

Pioneer Finance has pioneered the way to car loans in Kaiwharawhara. Relying on a finance team to handle your money-related matters, we are one of the spearheading establishments in giving car loans to anyone looking to buy a new or used vehicle in New Zealand.

Across the country, we have formed noteworthy car loaning facilities offering an assortment of cash-related products and administrations all based upon your individual needs.

Reliable and affordable car loans

Our firm comprises of a group of very enthusiastic and experienced experts with years in the industry. We absolutely focus on standards whereupon we direct every possible financial need that our customers may have. Our high standards and our expert consultants make up our company, giving us a well-known name in the finance sector.

A fabulous administration is what we offer to our customers regardless of what arrangement you require. Our point is, through genuine straightforward customer relations and trustworthiness; to add to the positive advancement of our group as a rule and our customers ALWAYS.

Pioneer Finance is a transparent lender

So from our mouths, we can tell you, you will receive low premiums and high turnaround times when it comes to getting your car loan approved. Our easy and accessible online loan application process makes it so easy to apply, get your result within 24 hours and drive away in your new car within the same week.

Our consultants will get you prepared for the criteria involved in applying for your loan, and we can offer you a pre-approved approval, giving you time to go around looking for a vehicle within your price range. Contact us today, and make the dream of owning your own car a reality. It’s simpler than you think!

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Pioneer Finance is a trusted & reliable provider of car finance

In our review, Pioneer Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Pioneer Finance is a registered credit provider in New Zealand: FSP240365

Customer Reviews & Testimonials

I love the flexible repayment rates and how easy it was to apply online.

Charlotte B.
— Whanganui —

With industry-leading interest rates, as well as flexible repayments, PF really is the best!

Anna H.
— Tauranga —

Good repayment rates and an easy online application process leads to one very happy client!

Elsie D.
— Gisborne —

Pioneer Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 9607, Wellington, 6141, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed