Rating based on 29 reviews

The Lending People

  • Car finance up to $200,000
  • Low-interest starting from 6.95%
  • Repayment up to 7 years

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Author The Lending People. Screenshot of The Lending People website.
[Accessed March 6, 2023]

About The Lending People

Speak to an expert that will listen and understand your needs and help you get behind the wheel of your dream car in no time!

The Lending People will make you the center of attention with everything they do. Get quality customer service and specialist advice to suit your needs. By applying with The Lending People, you are starting a relationship with a lender you can trust.

Their new and up-to-date technology ensures instant results providing a high sense of security with control and urgency. They are not the business-as-usual company as they strive to be the best in the market while working hard to find better ways to serve their customers – excellence is the only objective.

Getting a loan with a competitive rate

Planning on buying a new car? Apply online and get a decision from them within only 60 seconds. Get a car loan NZ with interest rates from 6.95% p.a. With a tailored outcome assessed on your circumstances and needs delivering the lowest competitive rate in the market.

When you apply, they will send an initial decision within less than a minute – without affecting your credit rating. Even though the application process is 100% online, one of their friendly advisors can assist you if needed. With their digital platform, you will receive the best possible interest rates and terms from a selection of trusted providers across NZ.

The Lending People Services

Access Car loans from $5000 and up to $200 000 for your new sports car, luxury sedan, new workhorse, or family wagon and get your answer within only 60 seconds.

You can use their car loan service free of charge to find out what you can afford. Get pre-approved before you go shopping for your new car and make it a stress-free experience. The most hassle-free car loan application process!

Access instant cash for everyday needs

Borrow from $1000 to $75000 over a period of 1 to 7 years with an interest rate starting from 6.95% p.a.  For renovating your home, combining loans, that long-awaited holiday, the wedding of your dreams, or for cash needed to apply and receive your answer in less than one minute.

Where becoming a homeowner is easy

Whether you are building, renovating, or buying a home The Lending People can assist with the best advice, tools, and insights. With deposit requirements, your repayment amounts, and all the information you will need.

Become debt-free

For one manageable loan, you can accept an amount of up to $150 000 for debts, credit cards, store cards and hire purchases. The benefit of a debt consolidation loan is that you only have one repayment agreement and a fixed end date. Enjoy the freedom of a better financial future.

The Lending People – Car loan

  • Loan Type Car finance
  • Interest Rate from 6.95%
  • Loan Amount up to $200,000
  • Repayment 1 year to 7 years

Benefits of The Lending People

  • Affordable payment plans
  • A quick and easy online loan application
  • Get pre-approved
  • Low interest rates

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Apply for a car loan and get your conditional approval in just 60 seconds!

How to apply for a car loan with The Lending People – quick, easy, and hassle-free!

Requirements to get your car loan 

  • Valid NZ driver`s license.
  • Valid ID.
  • Be of legal age (18 years or older).
  • Have an income of $500 per week or more.
  • Internet banking available.
  • Up to 3 minutes for online application.

Quick application process 

  1. Fill in the online loan application form.
  2. Follow the easy steps and answer all the required questions.
  3. Receive your answer in under a minute.
  4. Get pre-approved for hassle-free car shopping.
  5. Once you’ve found your car, you can now apply for your car loan.
  6. Electronic signing and accepting of your documents online.
  7. Overnight transferring of funds to your bank account.

The reason to apply with The Lending People

  • High-Tech digital platform for 100% online applications.
  • You can apply alone or with a partner, it is your choice.
  • Have poor credit history?They will apply with a variety of lenders on your behalf for the best chance of obtaining a car loan.
  • They will maximize your chance for approval by calculating your repayment history, personal income, employment record, and your money routine.
  • Repayment loan terms of up to 7 years.
  • Pay off your car loan in full at any time but remember there may be an early repayment fee depending on the lender you chose.
  • Dedicated adviser to chat to on your dashboard online for all your questions.
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The Lending People is a trusted & reliable provider of car finance

In our review, The Lending People adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ The Lending People is a registered credit provider in New Zealand: FSP240365

Customer Reviews & Testimonials

No reviews for this business.

The Lending People Contact

Physical Address

Postal Address

  • PO Box 105063, Auckland City, Auckland, 1143, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed