Rating based on 48 reviews

Oxford Finance

  • Car finance up to $100,000
  • Low-interest starting from 12.95%
  • Repayment up to 60 months

In-page navigation

Oxford Finance homepage
Author Oxford Finance. Screenshot of Oxford Finance website.
[Accessed March 6, 2023]

About Oxford Finance

Get the car loan you need from a company that has a Kiwi “can do” attitude.

They have been helping individuals and businesses to reach their dreams for over 65 years now, providing them with the best service, flexible, and most straightforward financial solutions.

Oxford Finance is a company that cares and is made of NZ for NZ, their friendly team of local loan specialists is ready to assist you wherever you are in New Zealand. You can apply for a loan online, over the phone, or get face-to-face assistance at one of their branches. They are part of the Turners Automotive Group and provide flexible financial solutions that are easy to understand and simple to put in place.

Get pre-approved before you purchase the car 

Get the cash you need to buy the car you want from a responsible company that keeps things as simple and affordable as possible. Through their loans that are tailored to your budget and lifestyle, you can go shopping for your new car with confidence knowing how much you can spend and drive away in the car you’ve always wanted.

Get assistance and guidance from an experienced and friendly lending team that is committed to providing excellent service and that will make buying a vehicle a seamless and stress-free experience for you. Enjoy a quick, simple, and hassle-free application process. They will also work with you to ensure that you will be able to comfortably repay your loan without overextending your finances.

Oxford Finance Services

Getting yourself a new car? You can borrow anything from $2,000 over a flexible term ranging from 12 to 60 months.

Oxford Finance is a New Zealand-owned and operated company that values honesty, trust, and integrity, offering you car finance you can afford. You can get pre-approved before you go to the dealer. This can help you to negotiate a better deal.

Get your business buzzing

They understand that running a business is hard work and keeping it afloat can be challenging. Partner with them for all of your business finance needs so you can get back to doing what you do best. Whether you need cash for equipment, property, or working capital, they can assist.

Access the cash you need instantly

Life can happen at any time, whether you need cash for a home renovation, a new baby, or for fixing a car, Oxford Finance has the solution you need. Get access to a loan affordable repayment to suit your budget. They provide financial solutions that will enable you to have the freedom of enjoying your life, your way.

Property Finance – reach your goals

Get the funds to buy your dream home. They have a team of experts that has extensive knowledge and skills when it comes to the property finance industry and will be able to provide you with the guidance you need.  Get pre-approved and start your house hunting.

Oxford Finance – Car loan

  • Loan Type Car finance
  • Interest Rate 12.9519.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 60 months

Benefits of Oxford Finance

  • Affordable payment plans
  • A quick and easy online loan application
  • Reliable vehicle finance
  • Apply online and get pre-approved

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Oxford Finance are the experts when it comes to quick car loans

Applying for a car loan at Oxford Finance is simple  

  • Talk to them! Their friendly and experienced team is ready to help you.
  • They will work out how much you can borrow, or what your repayment plan might look like.
  • They will work with you to set up the best financial solution for you.
  • You can apply online by completing their online loan form or you can call them on 0800 88 44 66 to get your application underway immediately. You’ll need to provide them with some basic information like your income, expenses, and credit history.
  • You will have your final answer within one working day.

Advantages of getting a loan with Oxford Finance  

  • Competitive rates.
  • Flexible terms.
  • Repayments to suit your lifestyle.
  • Pre-approved finance, giving you the benefits of being a cash buyer.
  • Staff that will go the extra mile to get you what you need.
  • A stress-free, simple application process.
  • Guidance from skilled experts.
  • 100% New Zealand-owned and operated.
  • You can easily and quickly apply online, over the phone, or at a branch.
  • Tailored loans.

Customer Reviews & Testimonials

I wanted a car but didn't want to work through a dealer. Many loans companies refused to approve my loan request until I found Oxford Finance. Their interest rates and speedy approval time won me...

Scarlett J.
— Napier —

Easy online application process and the approval was really quick. Plus, their flexible repayments are a real bonus!

Ellie W.
— Hamilton —

Oxford Finance is the best company for private car sales loans! Flexible and affordable repayments on top of that too!

Florence P.
— Queenstown —

Oxford Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed