Rating based on 48 reviews

Oxford Finance


  • Car finance up to $100,000
  • Low-interest starting from 12.95%
  • Repayment up to 60 months

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Oxford Finance homepage

Author Oxford Finance. Screenshot of Oxford Finance website. [Accessed September 6, 2021]

About Oxford Finance

Oxford Finance can help you get the vehicle finance you need to buy the perfect car for you or your family.

We started out as a small lender that offered loans to locals in the area, soon thereafter, we grew into the large company that we are today, with a large client base all across the country.

Old fashioned customer service

Our goal is to help you and people just like you to get the cash that you need to get behind the wheel of a brand new car. We believe in providing our customers with good old-fashioned customer service. And we will treat you with all the respect and professionalism that you deserve while we help you get a loan that matches your budget.

We will be there for you from start to finish

At Oxford Finance we will not only be there for you while you set up your car loan, but we will assist you throughout your entire repayment period.

We believe in building long-term relationships with our clients and letting them know that they can turn to us with any problems they might have concerning their loans.  Oxford Finance has been providing vehicle finance to New Zealanders for more than 25 years.

Oxford Finance Services

At Oxford Finance we offer a range of quality financial services that are guaranteed to leave our clients with a smile on their faces.

Our loans have been helping New Zealanders achieve their goals for a quarter of a century – even if that goal is simply being able to inhale that fantastic new car smell.

Pre-arrange your finance

We offer the option of pre-arranged finance. With pre-arranged finance, you can apply for a loan and get approved for a car loan before you know which vehicle you want. This way you can get approved within a budget and shop accordingly – allowing you to find the absolute best possible vehicle for your allocated budget.

You can be guaranteed that you will be receiving the absolute best customer service. Our hardworking and experienced team will go above and beyond to assist you with all your finance needs and queries and provide you with a highly competitive interest rate. 

Competitive interest rates

Additionally, we offer competitive interest rates to our clients. It is our goal to give you a better car finance deal than competing lenders in New Zealand and we put much effort into being the best lender in New Zealand.

Oxford Finance Car loan

  • Loan Type Car finance
  • Interest Rate 12.95 – 19.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 60 months

Benefits of Oxford Finance

  • Affordable payment plans
  • quick and easy online loan application
  • Reliable vehicle finance
  • Apply online and get pre-approved

Oxford Finance are the experts when it comes to quick car loans

Oxford Finance is a reputable finance company that is committed to giving their New Zealand clients the best possible financing deal in order to enable them to buy the car they want and need.

Are you ready for an upgrade?

At some point in your life, you might need a new car.

At Oxford Finance you can easily get car finance that will allow you to buy the car of your dreams. You can get financing for either a new or used car. However, it does not end there; you can also secure financing for trucks, vans, motorbikes, campervans, boats, and tractors. With their high approval rates, you stand a great chance of securing a low-interest loan that will allow you to purchase the vehicle of your choice.

Flexible repayment options

Oxford Finance offers flexible repayment options, which enable you to repay your loan quicker if you wish to. There are no charges for early repayments paid. In fact, it is encouraged.

When it comes to vehicle financing, Oxford Finance is definitely a leading lender. With their competitive interest rates and flexible repayment options, you cannot go wrong. 

Customer Reviews & Testimonials

I wanted a car but didn't want to work through a dealer. Many loans companies refused to approve my loan request until I found Oxford Finance. Their interest rates and speedy approval time won me...

Scarlett J.
— Napier —

Easy online application process and the approval was really quick. Plus, their flexible repayments are a real bonus!

Ellie W.
— Hamilton —

Oxford Finance is the best company for private car sales loans! Flexible and affordable repayments on top of that too!

Florence P.
— Queenstown —

Oxford Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed