Rating based on 90 reviews

Westpac Car Loan

  • Car finance up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author Westpac. Screenshot of Westpac website.
[Accessed March 6, 2023]

About Westpac

As one of the oldest banks in New Zealand, Westpac is focused on keeping the best traditions in serving customers while bringing constant innovation.

We have come a long way from providing banking services to gold miners in Otago in the 1800s to being one of the most modern and advanced financial service providers in the country.

a wide selection of banking and financial products and services

We offer a wide selection of banking and financial products and services to individuals, families, businesses and institutions. We are the second largest bank in New Zealand in terms of assets and revenue and we continue to grow. We provide personal and business loans, credit cards, asset finance, home finance and investment and insurance solutions. Our clients can take advantage of our premier online banking and mobile online banking services.

Westpac Services

We are here to help you achieve the lifestyle that you want and to live your dreams.

With a personal loan from Westpac, you will get the finance that you require and generate savings on interest as well. We will eliminate all the hassle associated with multiple payments and the management of different accounts. 

Our solutions are tailored to your needs

We will make everything simple and easy that you can focus on the things which are really important for you. You can discuss your plans for buying a car or a boat with us and we will offer a solution which is tailored to suit you. We will give you a precise idea of how much you could borrow and arm you with the bargaining tools a cash buyer has to secure the best vehicle loan deal. Typically, you do not have to use the new vehicle as security when you use a loan from us.

Westpac – Car loan

  • Loan Type Car finance
  • Interest Rate 13.9520% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Westpac

  • Quick and easy vehicle finance
  • Flexible repayment options
  • Easy online application

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick & easy online car loan application; we like to make it convenient for our clients

Purchasing a vehicle is an easy process with Westpac in Warkworth, with our convenient car loans.

Before you consider all the options of going to larger banking institutions, which may leave you declined or waiting for weeks for a car loan, rather contact us first. We will guarantee, find you the best car loan deal in the country. Our devoted group of experienced members will offer you some assistance with getting the advice you need and different loan options that will best suit you.

Westpac Loans has handy involvement in New and Used Car Loans all through New Zealand for all credit circumstances including Bad Credit Loans. In case you require a Car Loan and looking for low rates and speedy support even with a not so perfect credit history, Westpac is here to help you.

Our services are straightforward

We make car loaning less demanding, more straightforward for all our New Zealand customers. You never need to stress over the issues that keep you from getting the dream car you have always wanted. You are qualified at Westpac for a car loan. We have a wide range of clients on our database that we have assisted over the years in getting their car loan, and throughout their relationship with us have gone on to purchase a second or third car.

We are the number one partner in vehicle finance

Westpac has credit for each circumstance, offering chances to those living in New Zealand, a financial path forward. Through our imaginative innovation and experience, we have made it as simple as ever for anyone with a valid driver’s license to afford a new vehicle and apply for a loan via the website. Contact us and discover the value for money, low rates and fees, affordable installments which accommodate your pay date, and an ongoing reliable team by your side from the beginning right through to the end. 

Customer Reviews & Testimonials

The vehicle I wanted was being sold by a private seller. Not many companies offer loans for private sales, but Westpac came to my rescue! Three days later and I could buy my car.

Amy H.
— Napier —

I needed financing for a private sale, luckily Westpac came through. Their flexible repayment options just sweetened the deal.

Telsa T.
— Christchurch —

The flexible repayment options were the cherry on top of the cake!

Alicia H.
— Auckland —

Westpac Contact

Physical Address

Postal Address

  • PO Box 934 Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 10:00 – 14:00
  • Sunday – Closed