Rating based on 35 reviews

UDC Car Finance


  • Car finance up to $1,000,000
  • Low-interest starting from 8.95%
  • Repayment up to 5 years

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UDC homepage

Author UDC. Screenshot of UDC website. [Accessed September 6, 2021]

About UDC

UDC Finance partners with businesses in New Zealand to help them grow and succeed.

We work with companies from all sectors of the economy from transport and manufacturing to agriculture and forestry with business finance. We are proud of helping individual businesses and the country's economy to achieve even better performance and greater prosperity.

We specialise in asset-based finance

We can assist your business with investing in plant, equipment and vehicles. Our solutions are specially designed to suit your needs. Our selection of investment products includes call accounts and secured term investments. We offer loans for financing the purchase of vehicles for personal use via dealers around the country. As part of ANZ Bank, we have access to the credit facility of over $800 million.

UDC Services

The financing of your new vehicle will be easy, quick and budget-friendly with UDC.

We have attractive interest rates and flexible loan term and repayment structures. You can choose how to repay the personal loan in line with your budget and future financial plans. We have speedy application turnaround. We eliminate waiting from the equation.

You can apply online or instore

We can provide vehicle finance to you no matter whether you are buying a car from a dealer accredited by UDC, a non-accredited dealer or a private seller. You can make an application at the office of any accredited dealer or directly online. Choose the option which is most convenient for you. Our experienced customer service experts will provide complete assistance to ensure that you have the best experience in every respect.

UDC Car loan

  • Loan Type Car finance
  • Interest Rate 8.95 – 9.95% p/a
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 5 years

Benefits of UDC

  • Vehicle finance with competitive interest rates
  • Get finance for new or used cars
  • Flexible loan repayment terms

Buying a car should be easy, that's why we offer our clients easy & straightforward car loans

UDC Finance will help you with a car loan in New Zealand when buying privately or from a dealer. UDC Finance offers more than money for your new or utilized vehicle.

We offer:

  • Car dealership locator – locate a merchant that suits your needs
  • Car credit reimbursement mini-computer – perceive the amount you are going to pay
  • Frequently made inquiries – answers to your questions
  • Related items to your auto and advance
  • Insurance on your vehicle
  • Existing clients references
  • Quality Customer administration

With years in the car loan industry and account division, we have all it takes to guarantee you are accepting the most ideal guidance and administration in New Zealand. We presently have a large number of esteemed clients who are often back at our branch for the second fast loan, you can feel secure and know you can rely on upon us.

Whether you are searching for the comfort of getting your car direct from a merchant, or if you would rather we find you the car you want from the contacts and relationships we have in place with preferred car dealerships, we will help you all the way. We realize that hunting down the right loan may be nerve-wracking and takes an enormous amount of your time. We represent considerable authority in making your search a lot easier and quicker, getting your fantasy vehicle sooner.

Pick any way you want to apply

You can apply online for finance or via telephone, we'll even converse with you during a time period that suits you. Get Lower rates Using the vehicle as security which implies we will supply lower rates than usual.

UDC loaning criteria apply

UDC Lending rates range between 9.65% p.a. to 14.65% p.a. Financing costs are settled for the term of the car loan. Rates fluctuate contingent on certain circumstances including the length of loaning, the term of the car loan, amount lent, and client credit record.

Customer Reviews & Testimonials

In deciding on a company I’d take a loan out by, it came down to UDC Finance’s flexible repayments, which sealed the deal.

Annabelle F.
— Queenstown —

Other companies I’ve heard people have applied at, all took ages to approve or reject loans. At UDC, my loan was approved the next morning and I could go and buy my vehicle two days later. The fl...

Imogen L.
— Invercargill —

UDC Contact

Contact Number


  • not available


Physical Address

  • 107 Carlton Gore Rd Newmarket Auckland Region 1023 New Zealand
  • Get Directions

Postal Address

  • PO Box 91145, Victoria Street West, Auckland, 1142, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed